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Short Takes: Frustrations Mount for loanDepot Borrowers / Refi Share Grows / Fannie RPL Sale / Servicing Exams Complex / Publishing Break

January 12, 2024
Brandon Ivey
loanDepot's borrowers are facing difficulties making mortgage payments...
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Large Securitization of Second Liens From Cerberus Affiliate

January 11, 2024
Brandon Ivey
The $455.6 million securitization of closed-end second liens is the largest securitization of newly-originated closed-end second liens seen in recent years.
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HECM Activity Ends Slide in Third Quarter

January 11, 2024
Namrata Bhatia
HECM endorsements increased in the third quarter after four consecutive quarterly declines.
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Supreme Court Decision Could Impact Escrow Practices

January 11, 2024
Brandon Ivey
The case centers on whether national banks have to follow state laws on interest payments for funds held in escrow accounts.
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Verus Comes Out Swinging in Expanded-Credit MBS Market

January 11, 2024
Brandon Ivey
Verus Mortgage Capital, already the top issuer of expanded-credit MBS, is planning to issue a $701.6 million deal, marking the largest issuance from the affiliate of Invictus Capital Partners in more than a year.
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Short Takes: Mixed Trends in Foreclosures / Good Quarter for Homebuilder’s Lender / Insight on Combined LTV Ratios / Radian Invests in FinLocker

January 11, 2024
Brandon Ivey
Foreclosure activity looks to be returning to more traditional patterns following pandemic volatility.
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Bank Regulators Plan Mortgage Adjustments to Capital Proposal

January 10, 2024
Brandon Ivey
Trade groups representing mortgage lenders have raised grave concerns about proposed changes to capital requirements for large banks.
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Non-Agency MBS Issuance Slows in 4Q, Drops in 2023

January 10, 2024
James Dohnert
Expanded-credit MBS volume was down 27.2% on an annual basis and prime volume fell by 62.9%.
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Banking Veteran Gets President’s Job at Mr. Cooper

January 10, 2024
Paul Muolo
Mr. Cooper ranks sixth in MSR ownership...
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Pricing MBS: 10-Year Treasury Not Necessarily Best Option

January 10, 2024
Dennis Hollier
Chris Bennett, a veteran MBS trader and founder of Vice Capital Markets, suggests looking to the five-year Treasury rate for current coupon mortgages.
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Latest Imf News

  • Servicing Share for Rocket, Chase Down in Second Quarter

  • Income Declines at Rocket After Slow Spring Homebuying Season

  • MBS Investors Call for Changes With GSEs’ Credit Score Framework

  • Weak Jobs Report Could Delay Rate Hike by Fed

More Imf News

Featured Data

  • Largest Servicers Lose Ground in Second Quarter

  • MSR Transfers Increase in 2Q, UWM’s Sales Spike

  • Reset Activity Drives 2Q26 Boost in CLO/CDO Issuance

  • Originations Increase in 2Q Amid Headwinds From Rates

More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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