The first five years of homeownership are often the most challenging financially for first-time buyers.

United Wholesale Mortgage barely edged out PennyMac as the top issuer of agency MBS in 2023.

The increase in impairments in November was the largest increase seen in the sector outside of COVID.

JPMorgan Chase, the largest bank retail lender, sold $9.23 billion of mortgages in the third quarter, up 5.5% from the second quarter.

Lenders must maintain policies and procedures that detail the underwriting factors they used and retain documentation showing how they took those factors into account in the ability-to-repay determination.

Mortgages from a variety of lenders are included in the MBS, led by HomeXpress Mortgage with a 42.0% share.

First American's affiliated bank is operational and the title insurance provider's email system was restored.

Buybacks from the GSEs declined by 29.0% in the third quarter compared with the previous quarter.

The planned $440.9 million issuance is the largest jumbo MBS from Redwood in more than a year.

In 2023, CFPB Director Rohit Chopra met with dozens of representatives of foreign government bodies, as well as some stakeholder advocates in other countries.