FICO’s profile and the elevated stock price/earnings ratio for the company relative to the S&P 500 average PE ratio lead CHLA to project that there will be “another round of major price hikes” for credit scores this fall.

A provision in the proposal would remove the requirement for banks to deduct mortgage servicing rights that reach a certain cap from common equity tier one capital and replace it with a 250% risk weighting on the assets, which might not be low enough to incentivize banks to increase their MSR holdings.

"While the 2026 spring homebuying season may spark some momentum, the most likely outcome is modest price growth as buyers and sellers remain at a standoff," said Thom Malone, principal economist at Cotality.

The correspondent channel accounted for 38.0% of government-insured originations in 2025, up from a 34.5% share in 2024.

“30+ day impairments soared 51 basis points month-over-month in February, marking the largest monthly increase outside of COVID and Sunday month-end effects,” according to dv01.

The homebuilder defended its “land-light” and “volume-prioritized” strategy.

The lender took an $8.4 million loss in the fourth quarter of 2025, more than double the loss it posted in the previous quarter.

Home prices increased by 0.1% on a monthly basis in January, according to the Federal Housing Finance Agency.

The share of first-lien originations that were adjustable-rate loans increased by 320 basis points in 2025, according to a recent Inside Nonconforming Markets ranking and analysis.

UWM called Two Harbors a "melting ice cube" in a statement shared after the REIT announced it will move forward with an acquisition bid from CrossCountry Mortgage.