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Homeowners Sue Builder Over Tax Estimates

October 21, 2025
Emmeline Willey
Homeowners sued D.R. Horton and its lending subsidiary over an alleged scheme to attract more borrowers with misleading price tags.
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Short Takes: AGNC Recovers From Weak 2Q / Banks Upping NDFI Exposure / BoE Head Notes Warning Signs in Private Finance

October 21, 2025
Emmeline Willey and Paul Muolo
AGNC recovered earnings in the third quarter from a loss in the second. Moody's reported U.S. banks have grown lending to non-depository institutions sharply in the last decade. Bank of England governor warned that the collapse of two U.S. auto firms could be an early warning sign of weakness in private credit markets.
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Agency Servicing Outstanding Shifting to Higher Rates

October 17, 2025
John Bancroft
The amount of agency servicing with coupons over 6.0% increased by 10.2% during the third quarter.
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Servicing Values Prompt Spike in Mortgage-Banking Income at Huntington Bank

October 17, 2025
Brandon Ivey
The Ohio-based bank had $43 million in mortgage-banking income in the third quarter, up 54% from the second quarter.
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Agency MBS Investors Grappling With High Prepayment Rates

October 17, 2025
Brandon Ivey
The prepayment rate on agency MBS reached the highest level in 11 months in September, with another increase expected in October.
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TransUnion Joins in Offering Free VantageScore 4.0 to FICO Users

October 17, 2025
Brandon Ivey
Equifax and Experian made similar moves recently.
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Short Takes: Home Price Appreciation Slows Again / Sales of New Homes Down / Homebuilder Confidence Improves

October 17, 2025
Brandon Ivey
Home prices have ticked down on an annual basis for 10 consecutive months.
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U.S. Bank Increases Originations, Mortgage Revenue in Third Quarter

October 16, 2025
Brandon Ivey
Both originations and mortgage revenue increased at U.S. Bank in the third quarter.
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Characteristics of GSE Deliveries Diverge in Third Quarter

October 16, 2025
Namrata Bhatia
Underwriting for purchase mortgages remained strong while standards for refis loosened somewhat among deliveries to the GSEs in the third quarter.
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Housing Emergency Declaration Might Not Do Much for Mortgages

October 16, 2025
Brandon Ivey
"We’re not counting on ultimately a big lift in our mortgage business," said Bruce Van Saun, chairman and CEO of Citizens Financial Group.
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Latest Imf News

  • GSE Repurchases on the Rise in 3Q

  • Seasonal Factors Drive Increase in Delinquency Rate

  • CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

  • Home Price Growth Slows in November

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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