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FHLBanks Receive Climate Change Directive From FHFA

October 1, 2024
Dennis Hollier
FHFA will hold FHLBank boards and senior management accountable for planning for and adapting to the shifting risks posed by the increasing frequency and intensity of climate-related natural disasters.
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MSR Marks for Third Quarter Protected From Rate Cut

October 1, 2024
Paul Muolo
The September rate cut looks unlikely to have a major impact on the value of mortgage servicing rights.
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Short Takes: Fairway Creates Hurricane Relief Fund / Annaly Taps Rocket as Subservicer / Quantifying the Lock-In Effect / Home Equity Loan Securitizations

October 1, 2024
Brandon Ivey
Fairway Independent Mortgage Corp. established a $1.0 million fund to help with the recovery from Hurricane Helene.
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Home Equity Lending Increases in Second Quarter

September 27, 2024
Brandon Ivey
Banks continue to dominate home equity lending, but some nonbanks have made big moves, including Rocket Mortgage.
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CFPB’s Servicing Proposal a Concern in Secondary Market

September 27, 2024
Shannon Clark
The Structured Finance Association warned the CFPB's servicing proposal would decrease the value of mortgage servicing rights, leading to a substantial negative impact on the secondary mortgage market.
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FHFA Faulted for Insufficient Disaster Recovery Efforts

September 27, 2024
Brandon Ivey
The inspector general found that FHFA didn’t effectively maintain contingency planning documents for its general support system.
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Bank Retail Production Jumps in Second Quarter

September 27, 2024
Namrata Bhatia
All banks among the top 100 lenders reported an increase in retail mortgage originations in the second quarter.
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Short Takes: Home Price Appreciation Slows / Weak Readings for Pending Home Sales / Warren Suggests Higher Capital Requirements for NYCB / FHFA Discloses Condo Appraisal Data

September 27, 2024
Brandon Ivey
The annual home price growth rate may slow further in September, according to Intercontinental Exchange.
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FHFA Offers Concessions With Re-Proposal on Suspended Counterparties

September 26, 2024
Brandon Ivey
“After reviewing the comments and reconsidering the proposed rule’s substantive and procedural amendments, FHFA has determined that a number of material changes to the rule are necessary,” the agency said.
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Ginnie Leads Increases in Agency MBS Outstanding

September 26, 2024
John Bancroft
Ginnie Mae posted a 1.8% increase to finish the second quarter with $2.445 trillion in single-family MBS outstanding.
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

  • REIT MBS Investors Took Hits With Volatility in 1Q

  • PIMCO Cites Issues With Trump Admin’s Affordability Efforts

  • Margins Improve on Originations at Fifth Third in 1Q

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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