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VA’s Plan on Buyer’s Agent Commissions Includes Rulemaking

May 28, 2024
Monica Hogan
“We are fully committed to ensuring that veterans are neither disadvantaged nor overcharged in the homebuying process,” said VA Press Secretary Terrence Hayes.
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Outlook for Ending GSE Conservatorship Uncertain

May 28, 2024
Dennis Hollier
The Trump administration made substantial progress toward ending the conservatorship of Fannie Mae and Freddie Mac.
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Short Takes: FHFA Looks at Emissions From Houses / HEI Securitization From Unison / Upgrades for HEL Securitizations

May 28, 2024
Brandon Ivey
A working paper from the FHFA used data from appraisals to estimate energy usage across time.
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Government-Insured Lending Gains Share in First Quarter

May 24, 2024
Brandon Ivey
Government-insured production increased by 11.0% compared with the fourth quarter while total first-lien originations were up 3.2% during that time.
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Losses on Production Narrow in First Quarter

May 24, 2024
Brandon Ivey
Lenders took an average pre-tax loss of $645 per loan originated in the first quarter compared with an average loss of $2,109 per loan in the previous quarter.
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Fed’s MBS Moves Boost GSE Supers Volume

May 24, 2024
John Bancroft
Fannie Mae and Freddie Mac issued $428.04 billion of Supers deals backed by first-level uniform MBS during the first quarter of 2024.
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Lenders Turn to AI for Efficiencies

May 24, 2024
James Dohnert
A&D’s in-house software development team spent two years working on AI tools for the lender's broker portal.
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Short Takes: Mortgage Performance Improves / New Cyberattack Reporting Requirements / Positive Outlook for Acra / GSE-Eligible IPLs in Non-Agency MBS

May 24, 2024
Brandon Ivey
The 30+ day delinquency rate stood at 3.09% at the end of April.
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Freddie Faces Opposition on Second-Lien Proposal

May 23, 2024
Brandon Ivey
Those opposed include the American Bankers Association, the Housing Policy Council, the Securities Industry and Financial Markets Association, the Structured Finance Association and U.S. Mortgage Insurers.
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FHLBanks Increase Profits in First Quarter

May 23, 2024
Dennis Hollier
The top FHLBank borrower remains JPMorgan Chase with $39.22 billion in outstanding advances at the end of the first quarter.
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Latest Imf News

  • Rocket, Mr. Cooper Team-Up Becomes Top GSE Seller

  • DOJ Opens Investigation Into Fed Chair Powell

  • AI Adoption for Customer-Facing Tasks Expected to Grow in 2026

  • Majority of Millennials Holding Out for Rates Below 6%

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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