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Mixed Reaction to CFPB’s RFI on Mortgage Costs

May 31, 2024
Brandon Ivey
Lenders are happy the CFPB is scrutinizing certain fees while harboring some concerns about the CFPB's motives.
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UWM Won’t Be Forming a Real Estate Investment Trust

May 31, 2024
Paul Muolo
To date, nonbank lender/servicers that play in the conventional/government arena have had mixed success in capitalizing on using REITs that sell shares to the public.
Read More

Short Takes: Michael Cohen’s HELOC / Expanded-Credit Impairments Decline / Pending Home Sales Slow / Lender M&A

May 31, 2024
Brandon Ivey
Michael Cohen, former President Donald Trump’s former attorney, testified during the trial that he used proceeds from a personal home equity line of credit to pay off Stormy Daniels on behalf of Trump.
Read More

CFPB Releases RFI on Mortgage Closing Costs

May 30, 2024
Shannon Clark
Industry trade groups reacted swiftly to the RFI.
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Ginnie Eyes Launch of HMBS 2.0 by Year’s End

May 30, 2024
Monica Hogan
Dubbed HMBS 2.0, the securitization product would give Ginnie MBS issuers a new funding mechanism to buy back loans with balances over 98%.
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Delinquencies Decline at Large Servicers in First Quarter

May 30, 2024
Namrata Bhatia
The total delinquency rate among large servicers was 3.23% at the end of March, down 38 basis points from the end of 2023.
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VA Asks Servicers to Extend Foreclosure Moratorium

May 30, 2024
Monica Hogan
The VA said Wednesday it is “strongly” encouraging mortgage servicers to extend their pause of foreclosures for VA-guaranteed home loans through the end of this year.
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GSEs Offer More Relief for Troubled Borrowers

May 30, 2024
Dennis Hollier
The new policy includes the implementation of a waterfall of loan modifications designed to reduce borrowers' monthly mortgage payment by at least 20%.
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Mixed Trends in FHA, VA Lending in First Quarter

May 29, 2024
Monica Hogan
FHA's share of combined FHA/VA lending declined to 60.8% in the first quarter of 2024.
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Goldman to Enter HELOC Securitization Market

May 29, 2024
Brandon Ivey
Goldman aggregated HELOCs from various lenders for the new securitization.
Read More
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Latest Imf News

  • Trump’s Order for GSE MBS Purchases Faces Some Hurdles

  • Agency MBS Issuance Hits Three-Year High in 2025

  • Single-Family Securitization in Limbo With Trump Plan

  • Mortgage Locks Decline by Nearly 20% in December

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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