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Delinquency Rates Rise in 4Q

February 14, 2025
James Dohnert
Rates were up across all default categories in the fourth quarter of 2024.
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CSBS Teases NMLS Phase Two Updates

February 14, 2025
Shannon Clark
The next round of improvements will ease the application process for mortgage loan originators.
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Redwood Reports Losses for 4Q, Remains Bullish for 2025

February 14, 2025
James Dohnert
The REIT expects that its bank relationships and innovative loan products will boost earnings in 2025.
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Analysts Have Doubts About GSE Reform Under Trump

February 14, 2025
Dennis Hollier
A full plate of agenda items and a lack of experienced leadership makes a GSE exit from conservatorship unlikely under the new administration.
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Short Takes: Real Estate Wire Fraud a Growing Concern / MBA Applauds CFPB Director Pick / CFPB Cuts 100 / Home Listings on the Rise, Demand on the Decline / Consumers Struggling to Pay Off Debts

February 14, 2025
James Dohnert
Consumers say they are willing to pay extra for more secure real estate transactions.
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GSE CRT Activity Plummets in 4Q

February 13, 2025
James Dohnert
Fannie issued no Connecticut Avenue Securities during the final three months of 2024.
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States Moving Towards ‘Fair Access’ Legislation

February 13, 2025
Shannon Clark
Fair lending legislation has shifted gears towards ensuring all consumers have access to financial services regardless of their political beliefs.
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Onity Boosts Profits in 2024

February 13, 2025
James Dohnert
Onity's profits nearly doubled in 2024 despite losses in the fourth quarter.
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New Admin to Refocus HUD Agenda

February 13, 2025
James Dohnert
Scott Turner's recent appointment as head of HUD should help push through some of the agency's new agenda items.
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Short Takes: Homebuyers Increasingly Turning to AI / Sellers Cutting Prices to Woo Buyers / Chase Plans Jumbo MBS / Rocket Preps MBS of CES Loans

February 13, 2025
James Dohnert
One in three homebuyers are using artificial intelligence tools at some point during the process.
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