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Technology Poised to Improve State Supervision

July 30, 2026
Shannon Clark
Brandon Milhorn, president and CEO of the Conference of State Bank Supervisors, wants state examiners to be able to do their jobs and not function as data clerks.
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Short Takes: Homes Sell Below Listing Price / Regions Bank Taps New Executive / Homebuying Demand Slows / Method Launches Post-Origination Monitoring Tool

July 30, 2026
Shannon Clark
Buyers have the least negotiating power in Hartford, CT, and the most in Detroit.
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Fannie Net Income Hit $4 Billion in Second Quarter

July 29, 2026
Emmeline Willey
Fannie Mae's net income rose to $4 billion in the second quarter, up about $300 million from the first.
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Two Harbors Turns Profit in Final Quarter as a Public Company

July 29, 2026
James Dohnert
Two Harbors Investment generated a net income of $62.2 million during the second quarter of 2026.
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Small GSE Servicers Increase Market Share

July 29, 2026
Emmeline Willey
Smaller servicers of Fannie Mae and Freddie Mac mortgages gained ground on their larger counterparts in the second quarter, according to Inside The GSEs.
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Bill Seeks to End CFPB's Budgetary Independence

July 29, 2026
Emmeline Willey
In an uncommon move, the House Financial Services Committee has asked for public feedback on the CFPB Reform Act discussion draft.
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Short Takes: EPM Appoints New Risk Officer / Applications Dip / Foreign Purchases Decreased Last Year / Newrez Predicts Resilient Purchase Market

July 29, 2026
Emmeline Willey
Equity Prime Mortgage has tapped a former company employee to strengthen its risk management framework.
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Higher CFPB Consumer Complaints Follow Rocket's Acquisition of Mr. Cooper

July 28, 2026
Shannon Clark
After Rocket Mortgage shot to the top of the primary servicing rankings, it also topped the most mortgage-related complaints received by the Consumer Financial Protection Bureau for the first six months of 2026.
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Profits Decline for Newrez in 2Q

July 28, 2026
James Dohnert
Newrez generated $113.1 million of income before taxes in the second quarter, down from $250.6 million in the previous quarter.
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Banks in Wait-and-See Mode Ahead of Regulatory Capital Changes

July 28, 2026
James Dohnert
KBRA said bank management teams have said they want to see how the market responds to the revised capital rules.
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Latest Imf News

  • GSEs Set LLPAs for VantageScore

  • Mortgage Repurchases by Banks Increase in 2Q

  • Chase Marketing Large Jumbo MBS

  • Opendoor Moves Back Break-Even Date Amid Tough Market

More Imf News

Featured Data

  • Banks See Modest Increase in MBS Holdings, Ginnie Gains

  • All Products Gained in 2Q But Agency Market Lagged

  • Slowing Refis Drag on Ginnie Issuance in July

  • Chase Non-Agency RMBS Servicing Rebounds in 2Q

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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