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Warehouse Lenders Battling for Market Share

September 22, 2026
Brandon Ivey
“Margins this quarter were impacted by competitive pricing within the industry, especially with larger mortgage originators, better pricing on new deals and a higher proportional mix of larger clients with lower risk-adjusted pricing relative to the prior quarter,” said Kevin Comps, president and secretary of Northpointe Bank.
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Higher Bids for Fannie’s Latest NPL Sale

September 22, 2026
Brandon Ivey
Funds managed by American Mortgage Investment Partners Management submitted the winning bids for the most recent sale and for one of the sales conducted in July 2025.
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Reasonable Payments Advised for RESPA Compliance

September 22, 2026
Shannon Clark
Settlement service companies must demonstrate that the goods and services are actual, necessary and distinct, and that payment is commensurate with the value of services and goods.
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Mixed Signals in Home Price Appreciation Through August

September 22, 2026
Brandon Ivey
Home price appreciation posted its fastest annual growth rate in a year in August, while also slowing on a monthly basis.
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Short Takes: New Leaders at Sagent / Blackstone Back With an Expanded-Credit MBS / Non-QM Lender Offering $3,000 Credit

September 22, 2026
Brandon Ivey
Sridhar Sharma is the new CEO of Sagent, following a nine-month stint in the position by Chris Marshall.
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Bank Mortgage Sales Rise in 2Q

September 21, 2026
Brandon Ivey
Mortgage sale activity by banks increased by 6.7% on a quarterly basis in the second quarter.
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FHLBanks Expand MPF Program Guidelines

September 21, 2026
James Dohnert
The enhanced guidelines include qualifying mortgages originated through affordable lending programs, loans for manufactured homes, home improvement and renovation financing, and lender-funded affordable housing assistance programs.
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Credit Score Variance Caused By More Than Just Models

September 21, 2026
Dennis Hollier
A recently released research paper estimates that the scoring model only accounts for about two thirds of the difference between VantageScore 4.0 scores and those of FICO 10T.
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Nations Lending Eyes Growth With Branch Acquisitions

September 21, 2026
James Dohnert
Nations Lending called out to branches to join the lender in an open letter released last week.
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Short Takes: GSEs to Increase MBS Purchases / Nada Enters Into Forward-Flow Deal for HEI Originations / loanDepot Partners With Real Estate Brokerage

September 21, 2026
Brandon Ivey and James Dohnert
FHFA Director Bill Pulte's news that the GSEs are ramping up acquisitions of agency MBS comes well ahead of usual notice of acquisition activity.
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Latest Imf News

  • First-Lien Originations Decline by 16% in Third Quarter

  • Income Spikes at Rocket in Third Quarter, Helped by Servicing

  • Redwood Issuing Private Non-Agency MBS, No AAA Ratings

  • Pennymac Sees Loss on Production in 3Q; Servicing Profits

More Imf News

Featured Data

  • Seller Repurchases of GSE Loans Bounce Up in 2Q

  • Retail Share Rising in Conventional-Conforming

  • Refi Activity Plummets, Dragging Down Agency MBS in 3Q

  • ARM Production Rebounds

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Lender Profiles 2Q26: Top 25 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Top Mortgage Players: 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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