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Short Takes: Rocket Completes Acquisition of Mr. Cooper / Applications Decline / CFPB to Finalize Small Business Lending Rule / Home Price Depreciation in Some Areas / AI Glossary for Mortgage Market

October 1, 2025
Brandon Ivey
Mr. Cooper and all of its servicing functions will be rebranded “under the Rocket umbrella.”
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Slight Shifts in MBS Investor Profile During Second Quarter

September 30, 2025
John Bancroft
Money market managers and insurance companies increased their holdings of single-family MBS during the second quarter.
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MBA Advocates for Raising Home Sale Capital Gains Tax Exclusion

September 30, 2025
Shannon Clark
The trade group said raising the exclusion will help "unlock supply in the housing market."
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Bank Loses Appeal of Preemption Lawsuit, With Broad Ramifications

September 30, 2025
Shannon Clark
"National banks may be required to comply with a wide range of state consumer financial laws," according to lawyers at the law firm of Ballard Spahr.
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Senators Raise Concerns About FEMA, NFIP

September 30, 2025
Brandon Ivey
Sens. Elizabeth Warren, D-MA, and Andy Kim, D-NJ, wrote to the leader of the Federal Emergency Management Agency, citing issues with the National Flood Insurance Program.
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Short Takes: Another Month of Home Price Depreciation / Pending Home Sales Increase / Better Offering Bank Statement HELOC / HUD’s Shutdown Warning

September 30, 2025
Brandon Ivey
Home prices declined on a monthly basis for the second consecutive month in July, according to FHFA.
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Better to Originate for Large, Unidentified Company. Stock Soars

September 29, 2025
Brandon Ivey
Better, which does not service loans, has new originations partnerships with two unidentified companies.
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Ginnie Servicing Share Hits Record in Second Quarter

September 26, 2025
Brandon Ivey
Since mid-2022, the agency has been gaining servicing share with lenders turning to FHA mortgages and loans through the Department of Veterans Affairs.
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UWM Sending Jumbo ARMs to Chase for MBS Issuance

September 26, 2025
Brandon Ivey
The last time Chase issued an MBS focused on ARMs from other lenders was 2019.
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Figure Looking to Expand Use of its MERS Competitor

September 26, 2025
James Dohnert
DART is a lien and eNote registry built on the Provenance blockchain.
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Latest Imf News

  • Jumbo Mortgages Gain Originations Share in Second Quarter

  • Senate Committee Advances Johnson’s CFPB Director Nomination

  • MBS Investors, Lenders Ponder GSE Score Disclosures

  • Verus Expanding Into Prime Non-Agency MBS Issuance

More Imf News

Featured Data

  • Banks’ Mortgage Income Down in First Half

  • Mortgage Repurchases by Banks Increase in 2Q

  • Big Bank Borrowing Boosts FHLBank Profits in 2Q

  • Homebuying Boosts Agency MBS Issuance in August

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • Agency Channel Analysis: 2Q26 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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