Servicers Bracing for an Increase in Delinquencies May 21, 2025 Brandon Ivey There are concerns about high debt-to-income ratios, high loan-to-value ratios and “iffy” appraised values.Read More
CFPB Still Interested in ICBA Effort on Loan Disclosures May 21, 2025 Brandon Ivey ICBA is working on revised disclosures under TILA-RESPA Integrated Disclosure rules for construction loans.Read More
Short Takes: Home Price Appreciation Slows / Limited Demand for Large Home-Improvement Projects / Applications Decline / Angel Oak Ramping Up MBS Issuance May 21, 2025 Brandon Ivey Annual home price appreciation in April 2025 increased at the slowest rate since 2012.Read More
Pulte Tells MBA Meeting: FHFA Working to Reduce Costs at the GSEs May 20, 2025 Brandon Ivey FHFA Director Pulte said he found $100 million in cost savings at Fannie Mae alone.Read More
VA Partial Claims Servicing Legislation Flies Through House May 20, 2025 Emmeline Willey The bill would cost $10 million in FY 2025 and would save $147 million over the next decade, CBO estimates.Read More
FHA, VA Gain MI Market Share in First Quarter May 16, 2025 John Bancroft The FHA/VA share of primary MI volume increased from 60.5% of activity in the fourth quarter of 2024 to 63.8% in the first quarter of 2025.Read More
CFPB Looks to Rescind COVID-19 Mortgage Servicing Rule May 16, 2025 Shannon Clark The rule offered temporary amendments under Regulation X to borrowers affected by a COVID-19-related hardship.Read More
GSE Green, Social Bonds Face Uncertain Future May 16, 2025 Dennis Hollier Social and green bonds from the GSEs have seen strong demand.Read More
Chase Ramping Up Issuance of MBS With Non-QMs May 16, 2025 Brandon Ivey It will be the second issuance this year from Chase on its non-QM shelf, following one deal in 2024.Read More
Short Takes: Freddie Updates LPA / UWM Launches New Tech / Foreclosures Steady in April / Homebuilder Confidence Wavers May 16, 2025 Brandon Ivey Freddie is touting the use of machine learning in LPA and cost savings for lenders.Read More
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