Denial rates on mortgage applications in 2018 show mixed trends among loan types, racial groups and lenders, according to an Inside the CFPB analysis.

The bureau has finalized three policies in order to promote innovation in the financial services industry.

The CFPB issued its first no-action letter under a new policy, which promises regulatory relief under RESPA.

The bureau has denied Bank of America’s petition to set aside a civil investigative demand over possible unauthorized accounts.

A bipartisan coalition of more than two dozen state attorneys general have urged CFPB Director Kathy Kraninger to reconsider the proposed debt collection policy.

The CFPB will continue to publish all previously disclosed fields in its consumer complaint database, but will find ways to provide the information in a more accurate and fair manner.

A coalition of the nation’s largest lenders, trade groups and consumer advocacy groups have suggested the elimination of the DTI ratio cap and the associated Appendix Q. However, the MBA and Democratic lawmakers have urged the bureau to tread cautiously.

A recent supervisory highlight report identifies inaccurate annual percentage rate disclosures in reverse mortgage transactions.

The bureau is exploring the use of “Tech Sprints,” a model used in the United Kingdom for collaborative innovation, to promote regulatory compliance innovation.