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Around the Industry

September 11, 2026
Emmeline Willey
FHA Connection to institute ID check; USDA Farm Service Agency modernizes loan delivery; FHA application share increases.
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FHA Mortgage Insurance Premium Cut Chatter Perks Up

August 28, 2026
Emmeline Willey
Sources say chatter of a potential reduction to FHA’s mortgage insurance premium has been circulating around Washington, DC.
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Ginnie Cautiously Exploring AI Use Cases

August 28, 2026
Emmeline Willey
Ginnie Mae is using its internal framework to evaluate potential use cases for AI, to avoid feeding data into a public model, according to its president, Joe Gormley.
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MBA Defends FHA Program, Nonbanks

August 28, 2026
Emmeline Willey
The Mortgage Bankers Association fired back in defense of the FHA program and nonbank participants after an opinion piece in the Wall Street Journal suggested nonbanks engaged in risky underwriting under the government guarantee.
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Ginnie Touts Secondary Market for Manufactured-Home Loans

August 28, 2026
Emmeline Willey
Ginnie Mae’s latest Global Markets Analysis Report spotlighted programs that provide financing for FHA Title I and II loans for manufactured and modular homes.
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GAO Finds VA Credited Contractor for Government Work

August 28, 2026
Emmeline Willey
The Department of Veterans Affairs improperly credited an automated appraisal management service it contracted with for work that was done by government employees, according to the Government Accountability Office.
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Urban Institute Urges Simplicity in Small-Dollar Pilot

August 28, 2026
Emmeline Willey
The Urban Institute recommended that FHA efficiently target a few key areas that have the greatest potential to help ensure the success of its small-dollar lending pilot.
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Around the Industry

August 28, 2026
Emmeline Willey
Ginnie adds manufactured-home disclosure; FHA application share decreases; Ginnie portal to go offline for update.
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Slowing Refis Drag on Ginnie Issuance in July

August 14, 2026
Emmeline Willey
Issuance of Ginnie Mae mortgage-backed securities eased in July as securitizations of refinances dropped. (Includes two data tables.)
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Pennymac, Vendor Move Quickly on VA Loss-Mit

August 14, 2026
Emmeline Willey
The nonbank servicer and a tech vendor separately implemented VA’s partial claim loss-mitigation option well in advance of VA’s deadline.
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