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Refis Push Ginnie Issuance Up in November

December 12, 2025
Emmeline Willey
November issuance of Ginnie Mae single-family mortgage-backed securities increased as lower interest rates continued to drive refinance activity. (Includes two data tables.)
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Planet Home Sees Lenders Turning to Ginnie PIIT

December 12, 2025
Emmeline Willey
Planet Home Lending activated the Ginnie Mae pools issued for immediate transfer program in the third quarter in response to mounting demand from its correspondent lender partners.
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FHA Floats Allowing CWCOT Providers Greater Ties to Servicers

December 12, 2025
Emmeline Willey
FHA proposed loosening restrictions on auction platforms for claims without conveyance of title sales.
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HECM Lenders Call for Changes to Upfront Premiums

December 12, 2025
Emmeline Willey
Industry groups recommended that FHA consider reverting the upfront mortgage insurance premiums on home equity conversion mortgages to the previous risk-based model.
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FHA Seeks Relief for Contractors With 203(k) Proposal

December 12, 2025
Emmeline Willey
FHA proposed tweaking its limited 203(k) rehabilitation loan program to reduce financial burdens on contractors.
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Gen Z Veterans Drive VA Purchase Lending Up

December 12, 2025
Emmeline Willey
Younger borrowers are behind much of the growth of VA purchase mortgages, according to an analysis by Veterans United.
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House Lawmakers Pick Up Effort to Raise Multifamily Loan Limits

December 12, 2025
Emmeline Willey
Two new bills in the House aim to modernize FHA multifamily loan limits by more than quadrupling the current caps.
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Around the Industry

December 12, 2025
Emmeline Willey
Progress on FHA, Ginnie nominee confirmations; USDA preps for delegated authority; FHA Connection MFA compliance extended; FHA expands HECM, HMBS comment period.
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Senate Banking Committee Advances FHA, Ginnie Nominees

November 26, 2025
Emmeline Willey
Joseph Gormley and Frank Cassidy, the individuals nominated to lead Ginnie Mae and FHA, respectively, maintained support for actions taken by the agencies this year in responses to the committee.
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Budget Bridge Made Technical Fixes to VA Partial Claims

November 26, 2025
Emmeline Willey
The continuing appropriations law included some edits to the partial claim loss-mitigation program under development for VA mortgages.
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