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FHA Lags GSEs in Appraisal Modernization

July 2, 2026
Emmeline Willey
FHA released more information to support the transition to the Uniform Appraisal Dataset 3.6, although a timeline for adoption remains pending.
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VA Pushing for Better Borrower Education

July 2, 2026
Emmeline Willey
VA’s Loan Guaranty Service believes lack of information is the biggest barrier for veterans and active-duty servicemembers seeking homeownership.
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Flaws Persist in FHA Partial Claims Servicing

July 2, 2026
Emmeline Willey
The Department of Housing and Urban Development’s servicer missed the mark on most of the FHA partial claims sampled by HUD’s Office of Inspector General.
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Around the Industry

July 2, 2026
Emmeline Willey
HUD plans to consolidate Kansas offices; USDA seeks to expand multifamily direct lending; MISMO releases data mapping for VA forms.
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USDA Initiates Loan Platform Update

June 18, 2026
Emmeline Willey
The U.S. Department of Agriculture announced plans to modernize the systems that support its many lending programs, combining them into one platform.
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No Clear Successor for Commissioner at FHA

June 18, 2026
Emmeline Willey
The upper ranks of FHA management have been thinned out by resignations over the last year, and the Senate’s on crunch time until midterms, meaning there’s a chance Ginnie Mae president Joe Gormley could be helming both agencies for a while.
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VA Disclosure Survives Congressional Negotiations

June 18, 2026
Emmeline Willey
Provisions designed to increase borrower awareness of the availability of home loans backed by the Department of Veterans Affairs remain in an expansive housing bill that Congress could pass as soon as next week. The MBA has expressed operational concerns.
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FHA Cures Improve While Foreclosures Rise

June 18, 2026
Emmeline Willey
Cure activity on FHA loans improved in March and April, though foreclosure starts rose for the third consecutive month in April.
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Broker Share of Gov’t Lending Climbs in 1Q

June 18, 2026
Emmeline Willey
The broker share of government originations increased somewhat on a quarterly basis, mostly poaching market share from the retail channel. (Includes one data table.)
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Veterans More Comfortable With AI Tools in Lending

June 18, 2026
Emmeline Willey
Veterans were more likely than civilians to say they would be comfortable using artificial intelligence in the mortgage process, according to a survey commissioned by Veterans United.
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