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FHA Softens Floodplain Standards for New Construction

July 11, 2025
Emmeline Willey
FHA eliminated restrictions placed on new construction in flood hazard areas and pulled back additional inspection requirements for properties in disaster areas.
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Recent Production Driving Ginnie Delinquencies Up

July 11, 2025
Emmeline Willey
Serious delinquencies among government-backed loans have slightly increased each year since the pandemic, according to an analysis by the Mortgage Industry Advisory Corp.
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FHA Loss Mit Saving MMIF Billions, Study Suggests

July 11, 2025
Emmeline Willey
FHA’s loss-mitigation programs have historically saved the mutual mortgage insurance fund billions by avoiding dispositions, according to a new analysis.
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Changes to Student Loan Repayments Could Hit FHA Borrowers

July 11, 2025
Emmeline Willey
FHA borrowers are more likely to have student loans than other types of mortgage holders, exposing them to the upcoming changes to student loan repayment plans.
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Around the Industry

July 11, 2025
Emmeline Willey
FHA delays multifactor authentication compliance; FHA speeds up refis for residential care facilities; HUD announces more rescissions to anti-bias appraisal policies.
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Servicers Losing Money Under HUD CWCOT Practice

June 27, 2025
Emmeline Willey
Servicers may be required to overspend in auctions under HUD’s claims without conveyance of title program, according to the Mortgage Bankers Association.
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HUD Director Promises More Deregulation

June 27, 2025
Emmeline Willey
HUD Secretary Scott Turner promised continued deregulatory efforts at the agency.
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RHS Considers Contracting Direct Loan Servicer

June 27, 2025
Emmeline Willey
The Rural Housing Service expressed interest in contracting out the servicing of its direct loan portfolio.
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HUD Floats Leveling of FHA Multifamily Premiums

June 27, 2025
Emmeline Willey
HUD plans to level upfront and annual mortgage insurance premiums across FHA multifamily programs.
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FHA Rolls Out Aid for 2025 Storms Amid Uncertainty

June 27, 2025
Emmeline Willey
HUD has imposed foreclosure moratoriums for FHA-backed mortgages on homes in disaster-impacted areas across several states. Meanwhile, there are lingering questions about the impact of increasingly frequent disasters on FHA’s Mutual Mortgage Insurance Fund.
Read More
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