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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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Fannie's DU Can Now Serve Borrowers With No Credit History

December 16, 2022
Dennis Hollier
The mortgage giant will leverage consumer-permission bank-statement data to underwrite loans for borrowers with no FICO score.
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Fannie Mae Puts Another $3.83 Billion in Old CAS Notes to Bed

December 16, 2022
Dennis Hollier
Investors tendered only 73% of the CAS notes Fannie was willing to buy back.
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Congress Pushes FHFA to Revise Capital Rules for FHLB Members

December 2, 2022
Dennis Hollier
If the nation goes into recession, paper losses on Treasuries and MBS may deprive small community banks from accessing critical FHLBank advances.
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Mortgage Brokers Push for Removal of Cash-Out Fee

December 2, 2022
Dennis Hollier
Mortgage brokers argue homeowners shouldn't have to pay fees to fund governmental policy initiatives.
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District Court Tosses Collins v. Yellen (For Good?)

December 2, 2022
Dennis Hollier
A district court judge in Houston said the plaintiffs weren’t able to prove that they were harmed because President Trump was prevented from removing FHFA Director Mel Watt from office for two years.
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GSEs Set Stage for New Conforming Loan Limits

December 2, 2022
Dennis Hollier
As of Jan. 1, Fannie Mae and Freddie Mac will for the first time be able to purchase one-unit single-family loans worth more than $1 million.
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Fannie Releases Cohort-Level Social Data

December 2, 2022
Dennis Hollier
A new Fannie chartbook provides detailed cohort-level data on the socially oriented lending backed by the enterprise.
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Fannie Releases a Loan Defect Taxonomy for 2022

December 2, 2022
Dennis Hollier
A table comprised of 13 categories and dozens of subcategories itemizes all the ways a mortgage loan can go bad.
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FHFA Reduces Multifamily Caps as Market Contracts

November 18, 2022
Dennis Hollier
The volume of multifamily loans the enterprises can purchase will be smaller in 2023, but the FHFA also expanded the mission-oriented qualifications.
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New LLPA Rules Kick In Next Month

November 18, 2022
Dennis Hollier
Loan-level price adjustments for low-income and first-time borrowers and for loans that meet duty-to-serve requirements will be a thing of the past on Dec. 2.
Read More
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