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Policies & Programs
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District Court Tosses Collins v. Yellen (For Good?)

December 2, 2022
Dennis Hollier
A district court judge in Houston said the plaintiffs weren’t able to prove that they were harmed because President Trump was prevented from removing FHFA Director Mel Watt from office for two years.
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GSEs Set Stage for New Conforming Loan Limits

December 2, 2022
Dennis Hollier
As of Jan. 1, Fannie Mae and Freddie Mac will for the first time be able to purchase one-unit single-family loans worth more than $1 million.
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Fannie Releases Cohort-Level Social Data

December 2, 2022
Dennis Hollier
A new Fannie chartbook provides detailed cohort-level data on the socially oriented lending backed by the enterprise.
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Fannie Releases a Loan Defect Taxonomy for 2022

December 2, 2022
Dennis Hollier
A table comprised of 13 categories and dozens of subcategories itemizes all the ways a mortgage loan can go bad.
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FHFA Reduces Multifamily Caps as Market Contracts

November 18, 2022
Dennis Hollier
The volume of multifamily loans the enterprises can purchase will be smaller in 2023, but the FHFA also expanded the mission-oriented qualifications.
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New LLPA Rules Kick In Next Month

November 18, 2022
Dennis Hollier
Loan-level price adjustments for low-income and first-time borrowers and for loans that meet duty-to-serve requirements will be a thing of the past on Dec. 2.
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GSEs Introduce Two Systems to Disclose Socially Oriented Lending

November 18, 2022
Dennis Hollier
The new social index methodology gives investors a rigorous, pool-based measure of the social impact of the mortgage-backed securities issued by the enterprises.
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Freddie Will Issue No More STACR in 2022

November 18, 2022
Dennis Hollier
The enterprise issued more credit-risk transfer deals this year than last. But increasing interest rates have made the deals less and less attractive for Freddie.
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Fannie Moves Public APIs to a New Home

November 18, 2022
Dennis Hollier
The tools, which help automate access to Fannie data, had been housed on The Exchange platform. They will continue to be available, but via the enterprise's Developer Portal.
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FHFA Goes Public With GSE Valuation Data

November 4, 2022
Dennis Hollier
FHFA is betting the formerly proprietary appraisal data of Fannie and Freddie can help reduce bias in the marketplace.
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