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Policies & Programs
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Smaller Lenders Call for FHFA’s Help on Tech Fees

October 21, 2022
Brandon Ivey
FHFA should address the fees charged by Intercontinental Exchange for use of the firm’s loan origination system, according to the CHLA.
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FHLB Support for Low-Income Households Down in 2021

October 21, 2022
Dennis Hollier
Funding for affordable housing and community investment programs declined across the board as the FHLBanks’ profits waned in 2021.
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Climate Change, Fintech in FHFA’s Plans for Fiscal 2023

October 21, 2022
Brandon Ivey
Work involving climate change and financial technology found mention in the FHFA report.
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Freddie to Implement Equitable Housing Finance Plan

October 21, 2022
Dennis Hollier
FHFA has allowed for expanded use of forward commitments to facilitate the development of more affordable housing.
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GSE Servicing Guide Updates Include Loan Mod Changes

October 21, 2022
Brandon Ivey
Freddie is working to move servicers to the new Resolve system while Fannie set new standards for use of mortgage assistance funds.
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OIG Prods FHFA on GSE Executive Compensation

October 7, 2022
Dennis Hollier
FHFA may have dealt with last year’s controversy over executive compensation at Fannie Mae, but it still has a long way to go to fix its in-house issues with executive compensation reviews.
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Fannie Updates Document-Retention Requirements

October 7, 2022
Dennis Hollier
The changes to the selling guide will impact asset verification, Social Security income verification and the choice of credit scores when there are multiple borrowers.
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FHFA Proposes DTS Change for ‘High-Needs’ Rural Areas

October 7, 2022
Dennis Hollier
The regulator proposed a more standard, nationwide definition of “colonia” to make it easier for the enterprises and lenders to identify communities where their activities are eligible for credit under DTS.
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Fannie Fee on Broker Originations Faces Pushback

September 23, 2022
Dennis Hollier
Industry groups say Fannie’s 15-bp fee on broker-originated loans flies in the face of the level playing field for the mortgage business.
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MISMO Updates Include GSE Uniform Initiatives

September 23, 2022
Dennis Hollier
Progress has been made on modernization and simplification of the various sections of MISMO’s uniform mortgage data program.
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