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Home » Topics » Inside The GSEs » Regulation

Regulation
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Industry Skeptical About FHFA’s Plans for FHLBanks

November 10, 2023
Dennis Hollier
The regulator’s plan to refocus the FHLBanks on housing finance may take some time to get underway. Changing the eligibility requirements for membership, though, doesn’t seem to be likely.
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GSEs Clear DTS Targets by a Narrow Margin in 2022

November 10, 2023
Dennis Hollier
Although Fannie Mae and Freddie Mac met their duty-to-serve obligations, that doesn't mean they achieved all their goals. Both enterprises received low scores in some categories.
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Appraisers Should Use Facts Not Subjective Language

November 10, 2023
Dennis Hollier
Freddie CAO describes the lexicon of an objective appraisal. He discourages the use of subjective language terminology such as “desirable” or “family friendly.”
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Litigation: A Mixed Bag for GSE Shareholders

October 27, 2023
Dennis Hollier
The GSEs’ shareholders racked up one win and one loss last week in their legal battle to overturn the net worth sweep.
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GSEs Provide Details on Reps-and-Warranty Relief

October 27, 2023
Dennis Hollier
Fannie Mae and Freddie Mac released details on FHFA’s new policy of extending natural disaster-related reps-and-warranty relief to mortgagees impacted by the pandemic.
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Trouble Ahead for Move to Bi-Merge Credit Score Process

October 27, 2023
Dennis Hollier
If FHFA follows through on the shift from the tri-merge to a bi-merge system, two million borrowers currently eligible for a GSE mortgage would no longer qualify, according to a report from TransUnion.
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FHFA Fails to Document Reviews of Desktop Appraisal Reports

October 27, 2023
Dennis Hollier
An audit by FHFA’s Office of Inspector General found that the agency’s Office of Housing and Regulatory Policy hasn’t conducted adequate oversight of the new reports.
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GSEs’ NPL Sales Plummet in 2022

October 13, 2023
Dennis Hollier
Market dynamics tied to the pandemic cut nonperforming loan sales at the GSEs by more than 66%. Fannie Mae accounted for almost all of the sales.
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FHLBank San Francisco: How to Close the Racial Equity Gap

October 13, 2023
Dennis Hollier
A new white paper released by the FHLBank San Francisco outlines the causes and possible solutions to the racial gap in homeownership. The bank’s CEO Bazemore identifies the highlights of the report.
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Industry Blasts FHFA Plans to Expand the SCP Program

September 29, 2023
Dennis Hollier
Stakeholders claim the plan to expand the suspended counterparty program is too broad and FHFA has failed to justify the expansion.
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