Almost all of the decline in combined GSE profits was due to a spike in loan-loss provisions. But while Fannie’s provisions continued to grow in the fourth quarter, Freddie’s may have peaked in the third quarter. (Includes data chart.)

The mortgage giant has introduced new valuation options as it moves away from the policy that “appraisal is a default requirement.”

Deciding whether the GSEs should use FICO or VantageScore or both turned out to be the easy part. The hard part is going to be the multiyear process of figuring out how to use the scores together.

FHFA plans to host nine roundtable discussions and a three-day listening session as part of its review of the Federal Home Loan Banks.

In a sign of how much business declined at Fannie and Freddie last year, their contributions to the two affordable housing programs are off 50% from 2022.

A new request for information asks stakeholders whether expanding social bonds from multifamily to single-family will help or hurt borrowers and investors.

It’s been 10 years since the Federal Housing Finance Agency has examined the mandatory competitive programs of the Federal Home Loan Banks’ affordable housing program.

A recently announced change in Fannie’s appraisal policy may expand financing options in the manufactured home market.

Uncertainty caused by regulations and the complexity of calculating income and debt make DTI a poor metric to use in pricing a loan without the risk of lenders having to eat a new fee.

Digital assets specialist Silvergate Bank bolstered its liquidity with an FHLB advance after the implosion of crypto king FTX caused a run on the bank's deposits in the fourth quarter.