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Home » Topics » Inside The GSEs » Regulation

Regulation
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Fannie Picks Climate Risk Assessment Firm

January 6, 2023
Dennis Hollier
Jupiter Intelligence will provide Fannie with climate data and analytics for at-risk communities in Baltimore and Memphis.
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FHFA Publishes 2023-2024 MF Housing Goals for GSEs

December 16, 2022
Dennis Hollier
The new benchmarks for Fannie Mae and Freddie Mac reflect higher interest rates and the anticipated decline in the number of affordable units in the multifamily market.
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Trade Group Proposes 100% AMI Limit for LMI Borrowers

December 16, 2022
Dennis Hollier
The Mortgage Bankers Association argues that higher income thresholds would allow more minority borrowers access to low-downpayment mortgages like HomeReady and Home Possible.
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Freddie Expands Definition of 'Related Person'

December 16, 2022
Dennis Hollier
The expanded definition will broaden the pool of parties that can provide funds or equity as part of a Freddie-backed mortgage transaction.
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Congress Pushes FHFA to Revise Capital Rules for FHLB Members

December 2, 2022
Dennis Hollier
If the nation goes into recession, paper losses on Treasuries and MBS may deprive small community banks from accessing critical FHLBank advances.
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Mortgage Brokers Push for Removal of Cash-Out Fee

December 2, 2022
Dennis Hollier
Mortgage brokers argue homeowners shouldn't have to pay fees to fund governmental policy initiatives.
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District Court Tosses Collins v. Yellen (For Good?)

December 2, 2022
Dennis Hollier
A district court judge in Houston said the plaintiffs weren’t able to prove that they were harmed because President Trump was prevented from removing FHFA Director Mel Watt from office for two years.
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GSEs Set Stage for New Conforming Loan Limits

December 2, 2022
Dennis Hollier
As of Jan. 1, Fannie Mae and Freddie Mac will for the first time be able to purchase one-unit single-family loans worth more than $1 million.
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Fannie Releases a Loan Defect Taxonomy for 2022

December 2, 2022
Dennis Hollier
A table comprised of 13 categories and dozens of subcategories itemizes all the ways a mortgage loan can go bad.
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FHFA Reduces Multifamily Caps as Market Contracts

November 18, 2022
Dennis Hollier
The volume of multifamily loans the enterprises can purchase will be smaller in 2023, but the FHFA also expanded the mission-oriented qualifications.
Read More
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