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Home » Topics » Inside Mortgage Trends » Profitability

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Mortgage-Banking Profits on Production, Servicing Decline in 2Q

September 18, 2026
James Dohnert
An analysis of earnings reports from 18 lenders showed combined income from production and secondary marketing declined from the first quarter. Servicing income also decreased. (Includes data tables.)
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Lenders Using AI to Help Buyers 24/7

September 4, 2026
James Dohnert
Lenders are turning to artificial intelligence to reach borrowers even when loan officers are off the clock.
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Leadership Transition at Better Heads to Court

August 21, 2026
Brandon Ivey
Better has filed a lawsuit against founder and former CEO Vishal Garg for alleged violations of SEC standards.
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Zillow Charts Expansion of Mortgage Business

August 7, 2026
James Dohnert
Zillow Home Loans originated $2.2 billion of mortgages in the second quarter of 2026, nearly double its originations from the same quarter last year.
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Better Shifts From Founder Mode to Enterprise Focus

August 7, 2026
Brandon Ivey
Daniel Lewis, the new interim CEO of Better Home & Finance, wants the company to focus on “very select ideas that have a demonstrated product market fit.”
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Smaller Investors Could See Boost From Housing Bill

August 7, 2026
James Dohnert
The new housing law’s restriction on large institutional investors’ ability to purchase single-family homes could boost demand for investment-property mortgages from mom-and-pop investors.
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Capital Changes Unlikely to Boost Bank Business Much

July 24, 2026
James Dohnert
Pending changes to bank capital requirements are unlikely to move depositories further into the mortgage lending space but could provide some additional flexibility to banks moving forward, according to Kroll Bond Rating Agency.
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Economics Justify Use of Retirement Funds for Downpayments

July 24, 2026
Dennis Hollier
An Urban Institute study shows that the internal rate of return of a downpayment on a home often exceeds that of a diversified stock portfolio, especially in low-growth real estate markets.
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Product Innovation Key for Growing Non-QM Market

July 10, 2026
James Dohnert
Lenders are innovating their product offerings to meet the growing demand for non-qualified mortgages.
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AI Starting to Find Footing in Non-QM Originations

June 26, 2026
James Dohnert
Non-QM underwriting was once a hands-on process, but lenders are increasingly testing the use of AI.
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Latest Imf News

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Featured Data

  • GSE MBS Issuance Increases in August

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  • Banks Shed MBS/ABS From Trading Accounts in 2Q

  • Rocket, Cenlar Subservicing Portfolios Decline

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

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  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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