Still, the four super-sized U.S. banks – those with more than $1 trillion in assets – continue to rank in the top five GSE sellers.

Meanwhile, Fannie Mae and Freddie Mac continued to get less of their business from their five biggest customers.

The 50 basis point cut in FHA premiums is spurring some firms, including Freedom Mortgage, to increase hiring.

Fannie's "Collateral Underwriter" will provide up to 20 comparables and appraisers will have to defend the comps they use...

Assisting DocMagic with its work on RESPA-TILA disclosures is Richard Horn, a former senior advisor at the Consumer Financial Protection Bureau...

At press time, the yield on the 10-year Treasury was at 1.80 percent, the lowest level since May 2013.

Risk weights established by the Basel Committee on Banking Supervision for holdings of securitized assets won’t have much of an impact on U.S. banks, according to analysts at Barclays Capital. It’s unclear which banks the risk weights will be applied to and many U.S. banks have transitioned to similar methods to evaluate capital requirements for their holdings of MBS and ABS. The BCBS issued a revised framework for calculating risk weights on banks’ securitization exposures in December. The framework is set to take effect in certain countries beginning in 2018. It was issued to address concerns that banks were holding insufficient capital for certain securitized assets and to reduce the reliance on external ratings to derive securitization risk weights. Barclays said...

Fourth-quarter earnings reports from the four megabanks in the mortgage industry suggest that loan production activity and mortgage banking income fell slightly at the end of 2014. On a combined basis, Wells Fargo, JPMorgan Chase, Bank of America and Citigroup originated $88.7 billion in home mortgages during the fourth quarter of 2014, according to a new Inside Mortgage Trends analysis of earnings reports released this week. That total was down ...

New single-family business at Fannie Mae and Freddie Mac declined 2.1 percent during the fourth quarter of 2014, but you can’t blame it on mortgage brokers. The two government-sponsored enterprises securitized $20.53 billion of broker loans over the final three months of the year, up 3.7 percent from the third quarter, according to a new Inside Mortgage Trends analysis of loan-level mortgage-backed securities data. That gave broker loans a ... [Includes one data chart]

Home purchase borrowers, including first-time homebuyers, rely more on their lender or mortgage broker than anyone else as a source of information about mortgages, according to a new government survey on consumers’ mortgage shopping experience. Conducted by the Consumer Financial Protection Bureau, the survey found that an estimated 70 percent of home-purchase borrowers chose their lender or broker before deciding on the type of loan ...