Cash-out refinance mortgages accounted for a slightly larger share of the conventional refi market in 2014, according to Freddie Mac’s annual refinance report. The government-sponsored enterprise estimated that cash-out deals accounted for 6.8 percent of total refinance lending last year, up from 3.7 percent in 2013. It was the highest cash-out share since 2009. During the go-go years of 2005-2007, cash-out transactions accounted for more than ...