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Inside Mortgage Trends
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MISMO Offers Housing Counseling Dataset

April 3, 2026
Abby Zimmardi
The Mortgage Industry Standards Maintenance Organization last week announced that its dataset that standardizes counseling data is ready for adoption.
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Homeownership Feels Impossible for Young People

April 3, 2026
James Dohnert
Young generations are investing in risky endeavors, such as day trading, sports betting and prediction markets, to build wealth instead of through homeownership.
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Production vs Servicing Results Mixed in 4Q25

March 20, 2026
John Bancroft
Earnings reports from public companies showed gains in production-related and servicing income during the fourth quarter, but the broader MBA performance study found declines on both sides of the business. (Includes data tables.)
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Correspondents Retreat in 4Q as Brokers Forge Ahead

March 20, 2026
Andras Malatinszky
Wholesale and retail lenders expanded their mortgage production more than correspondent aggregators in the origination boomlet that took shape during the final quarter of 2025. (Includes two data tables.)
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Freedom to Acquire MSR Holder Seneca

March 20, 2026
Emmeline Willey
Freedom Mortgage plans to acquire private equity-backed Seneca Mortgage Servicing and its billions in non-government mortgage servicing rights.
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Homebuilders’ Usage of Sale Incentives Stabilizing

March 20, 2026
James Dohnert
Homebuilders are optimistic that the spring homebuying season should boost profits and reduce incentive usage.
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eNotes Adoption Hits Tipping Point

March 20, 2026
James Dohnert
The MERS eRegistry has surpassed 3 million eNotes, a milestone that sparks optimism for more adoption.
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Tax Season Brings Challenges for Self-Employed Borrowers

March 20, 2026
James Dohnert
Self-employed borrowers are encouraged to watch what they write off if they plan to buy a home in the next two years.
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Low Credit Scores Impact More Than Mortgage Rates

March 20, 2026
Dennis Hollier
Lower credit scores lead to both stiffer mortgage rates and higher home insurance premiums, adding to the affordability challenge, according to new finding.
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Nonbank Earnings Slip in 4Q25, Fail to Match 2024

March 6, 2026
John Bancroft
Most nonbanks reported bigger gains in lending volume in the fourth quarter of 2025 than in production income. MSR valuations continued to drive servicing income lower. (Includes data table.)
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Featured Data

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