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Inside Mortgage Trends
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What We’re Hearing: Yes, There’s a Senate GSE Reform Bill in the Works / Acting Ginnie Mae President Has Some MBS Ideas / How Many Loss Positions are There? / The Mulvaney Effect? / Ranieri will Stick Around

December 1, 2017
Paul Muolo
Mick Mulvaney has been in charge of the CFPB all week and we’ve yet to hear one prediction that subprime mortgage lending will revive with a vengeance…
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Mortgage Banking Earnings Declined For Banks and Thrifts in Third Quarter

December 1, 2017
The vast majority of commercial banks and savings institutions that do mortgage banking – either directly or through a subsidiary – generated a profit from the business during the third quarter, according to a new analysis by Inside Mortgage Trends of bank call reports.
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Why Do Delinquencies Drop in April?

December 1, 2017
According to figures compiled for the National Mortgage Database and analyzed by Inside Mortgage Trends, for much of the past decade there has been a saw-tooth pattern that finds late payments begin increasing in November of each year before peaking in January.
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Report Shows Minority Homeownership in Trouble

December 1, 2017
The share of minority mortgage borrowers has shrunk over the last 10 years with the number of loans originated now nearly half of what it was at the peak of the lending boom, according to a recent report from The Urban Institute.
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Guaranteed Rate National Sales Chief Jim Linnane Departs

November 30, 2017
Paul Muolo
Earlier this week, GR promoted two senior vice presidents – James Elliot and Chris Knapp – giving them additional responsibility over sales and recruiting…
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MBA: Origination Profits Declined in 3Q17

November 30, 2017
Paul Muolo
For lenders, the killer was rising expenses: $8,060 in 3Q17 compared to $7,774 in the second quarter…
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Bank Holdings of Non-Mortgage ABS Decline Again in 3Q17, Some Institutions Still Buying

November 30, 2017
John Bancroft
Depositories held roughly 16.0 percent of outstanding ABS at the end of the third quarter…
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Conforming-Jumbo Market Grew Faster Than Non-Agency Sector in 3Q17

November 30, 2017
John Bancroft
Roughly $119.1 billion of mortgages that exceed the conforming loan limit of $424,100 were produced during the third quarter of 2017…
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Mortgage M&A Activity Increases, but Major Deals are Elusive

November 28, 2017
Paul Muolo
Last year, Mortgage Banking Solutions brokered five deals. This year, the firm hopes to complete four and maybe five…
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MBA Sounds Warning on GOP Tax Plan, Says MSR Values Will Get Hammered. ‘Financial Soundness’ Impacted As Well

November 28, 2017
Paul Muolo
Deal makers that buy and sell MSR assets said the Senate tax language could transform the mortgage business, creating leverage for aggregators...
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Latest Imf News

  • Jumbo Mortgages Gain Originations Share in Second Quarter

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Featured Data

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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