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Inside Mortgage Trends
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Grapevine: The Mortgage Hiring Machine Rattles Along...

May 14, 2021
Paul Muolo
It would appear mortgage job security is at an all-time high these days. Credit the pandemic and lower interest rates.
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Many Lenders Planning Hybrid Home/Office Work

April 30, 2021
Brandon Ivey
When the pandemic subsides, the majority of lenders plan to allow to some employees to continue working from home.
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When It Comes to CFPB Enforcement, Everything Is on the Table

April 30, 2021
Lisa Burden
The CFPB is expected to go tough on mortgage servicers’ handling of forbearance requests and loss-mitigation options, compliance experts warned.
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Hispanic Homeownership Projected to Increase

April 30, 2021
Maria Volkova
If new policies that incentivize homeownership are not implemented, the Hispanic community will be the only ethnic group to experience an ownership gain.
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Grapevine: A Revival in MSRs; Ocwen Steps Up

April 30, 2021
Paul Muolo
The smart money says it’s time to buy MSRs again. Meanwhile, Texas Capital Bank tries to figure out its future.
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MBA Cautions Against Continued Use of Remote Ink Notarization

April 30, 2021
Brandon Ivey
Remote ink notarizations made mortgage closings exceptionally convenient amid the coronavirus, though the MBA suggests that state policymakers should focus on remote online notarization, which is more secure.
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Ginnie Unveils Plans for Blockchain Technology

April 29, 2021
Maria Volkova
The agency’s Innovation Lab will conduct a preliminary analysis of how blockchain could be used to reduce cost and risk and improve liquidity.
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CSBS Seeks Comments on Uniform Licensing Requirements

April 22, 2021
Lisa Burden
The changes would allow state regulators to share information and eliminate duplicative work, while retaining authority over licensing in their state.
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Would a Central Clearing Facility Improve the MBS Market?

April 16, 2021
Dennis Hollier
Federal Reserve Bank of New York economists look for ways to improve the market-making capacity of prime dealers for agency MBS.
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Push for Permanent Remote Work Flexibilities Continues

April 16, 2021
Lisa Burden
The Mortgage Bankers Association said updating state licensing laws to reflect the evolution in work location wouldn’t weaken state laws and rules necessary to protect borrowers.
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