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Inside Mortgage Trends
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iBuying Market Lags Traditional Home Buying

December 18, 2020
Maria Volkova
The pandemic caused the iBuying market to come to a standstill, resulting in 50% less volume.
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Guild, Finance of America Post Strong Profits

December 4, 2020
Brandon Ivey
The newly public mortgage lender, Guild, reported $182.1 million in net income for the third quarter while the soon-to-be listed Finance of America posted net earnings of $241.6 million.
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Congress Needs a Plan to Confront Foreclosures

December 4, 2020
Yemeng Yang
Immediate actions by lawmakers is essential to prevent a national foreclosure crisis early next year, consumer groups believe. In a new Census Bureau survey, more than a third of the respondents said they may face foreclosure or eviction in the next two months.
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Genworth-Oceanwide Merger Now Set for Dec. 31

December 4, 2020
Maria Volkova
The new deadline will allow Oceanwide to move forward with other regulatory measures needed to close the transaction after it was re-approved by the National Development and Reform Commission in China.
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Fintech Lenders Face Risks from Faulty Underwriting Models

December 4, 2020
Brandon Ivey
The traditional models used to predict consumer credit performance and newer machine learning methods can be extremely inaccurate, according to a new report.
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Grapevine: Exactly How Much? / Crystal Ball Time

December 4, 2020
Paul Muolo
Time to start thinking about 2021? Sure, but lenders are plenty busy these days. The fourth quarter could be a barn-burner, just like 3Q20.
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Industry Seeks Extension of COVID Accounting Flexibilities

November 20, 2020
Brandon Ivey
The MBA and many other trade groups have urged federal regulators to extend a break on troubled debt restructuring for loan mods related to the coronavirus.
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Racial Disparities in Mortgage Lending Persist at Fintechs

November 20, 2020
Brandon Ivey
Moving the origination process online has done little to reduce the racial disparities in mortgage lending, according to a new analysis of HMDA data.
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Credit Model Reform Needed to Solve Housing Discrimination

November 20, 2020
Yemeng Yang
Incorporating alternative data into the underwriting model with rigorous front-end control may help eliminate racial inequality in housing, according to industry analysts.
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Homebuyers Are Making Faster Decisions During Pandemic

November 20, 2020
Maria Volkova
Pre-pandemic, consumers would start shopping 180 days before closing on a mortgage. The window has now shrunk to 100 days.
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Latest Imf News

  • GSE Repurchases on the Rise in 3Q

  • Seasonal Factors Drive Increase in Delinquency Rate

  • CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

  • Home Price Growth Slows in November

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

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Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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