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Inside Mortgage Trends
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Why Do Delinquencies Drop in April?

December 1, 2017
According to figures compiled for the National Mortgage Database and analyzed by Inside Mortgage Trends, for much of the past decade there has been a saw-tooth pattern that finds late payments begin increasing in November of each year before peaking in January.
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Report Shows Minority Homeownership in Trouble

December 1, 2017
The share of minority mortgage borrowers has shrunk over the last 10 years with the number of loans originated now nearly half of what it was at the peak of the lending boom, according to a recent report from The Urban Institute.
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Guaranteed Rate National Sales Chief Jim Linnane Departs

November 30, 2017
Paul Muolo
Earlier this week, GR promoted two senior vice presidents – James Elliot and Chris Knapp – giving them additional responsibility over sales and recruiting…
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MBA: Origination Profits Declined in 3Q17

November 30, 2017
Paul Muolo
For lenders, the killer was rising expenses: $8,060 in 3Q17 compared to $7,774 in the second quarter…
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Bank Holdings of Non-Mortgage ABS Decline Again in 3Q17, Some Institutions Still Buying

November 30, 2017
John Bancroft
Depositories held roughly 16.0 percent of outstanding ABS at the end of the third quarter…
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Conforming-Jumbo Market Grew Faster Than Non-Agency Sector in 3Q17

November 30, 2017
John Bancroft
Roughly $119.1 billion of mortgages that exceed the conforming loan limit of $424,100 were produced during the third quarter of 2017…
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Mortgage M&A Activity Increases, but Major Deals are Elusive

November 28, 2017
Paul Muolo
Last year, Mortgage Banking Solutions brokered five deals. This year, the firm hopes to complete four and maybe five…
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MBA Sounds Warning on GOP Tax Plan, Says MSR Values Will Get Hammered. ‘Financial Soundness’ Impacted As Well

November 28, 2017
Paul Muolo
Deal makers that buy and sell MSR assets said the Senate tax language could transform the mortgage business, creating leverage for aggregators...
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Short Takes: Day 2, Mulvaney is Still in Charge / Waiting on Judge Kelly to Decide / Look for an Appeal / Raj Date Resurfaces, Sort of / Soros Fund Joins MBA

November 28, 2017
Paul Muolo and Thomas Ressler
Depending on the judge’s decision, the losing party will appeal…
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‘Expanded Credit’ Originations Increase Ever so Slightly in 3Q17

November 27, 2017
Brandon Ivey
Non-QMs account for the bulk of expanded-credit originations, with a 78.0 percent share…
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Latest Imf News

  • Credit Quality of GSE Loans Improves in Fourth Quarter

  • Originations at Chase Tick Up in Fourth Quarter

  • CFPB Shift of Enforcement to DOJ Appears Unlikely Now

  • Ginnie Makes MBS Backed by eNotes Eligible for PIIT Program

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

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More Featured Data

Featured Reports

  • Mortgage Profitability Report 3Q25 (PDF)

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  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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