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Inside Mortgage Trends
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Why Do Delinquencies Drop in April?

December 1, 2017
According to figures compiled for the National Mortgage Database and analyzed by Inside Mortgage Trends, for much of the past decade there has been a saw-tooth pattern that finds late payments begin increasing in November of each year before peaking in January.
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Report Shows Minority Homeownership in Trouble

December 1, 2017
The share of minority mortgage borrowers has shrunk over the last 10 years with the number of loans originated now nearly half of what it was at the peak of the lending boom, according to a recent report from The Urban Institute.
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Guaranteed Rate National Sales Chief Jim Linnane Departs

November 30, 2017
Paul Muolo
Earlier this week, GR promoted two senior vice presidents – James Elliot and Chris Knapp – giving them additional responsibility over sales and recruiting…
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MBA: Origination Profits Declined in 3Q17

November 30, 2017
Paul Muolo
For lenders, the killer was rising expenses: $8,060 in 3Q17 compared to $7,774 in the second quarter…
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Bank Holdings of Non-Mortgage ABS Decline Again in 3Q17, Some Institutions Still Buying

November 30, 2017
John Bancroft
Depositories held roughly 16.0 percent of outstanding ABS at the end of the third quarter…
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Conforming-Jumbo Market Grew Faster Than Non-Agency Sector in 3Q17

November 30, 2017
John Bancroft
Roughly $119.1 billion of mortgages that exceed the conforming loan limit of $424,100 were produced during the third quarter of 2017…
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Mortgage M&A Activity Increases, but Major Deals are Elusive

November 28, 2017
Paul Muolo
Last year, Mortgage Banking Solutions brokered five deals. This year, the firm hopes to complete four and maybe five…
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MBA Sounds Warning on GOP Tax Plan, Says MSR Values Will Get Hammered. ‘Financial Soundness’ Impacted As Well

November 28, 2017
Paul Muolo
Deal makers that buy and sell MSR assets said the Senate tax language could transform the mortgage business, creating leverage for aggregators...
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Short Takes: Day 2, Mulvaney is Still in Charge / Waiting on Judge Kelly to Decide / Look for an Appeal / Raj Date Resurfaces, Sort of / Soros Fund Joins MBA

November 28, 2017
Paul Muolo and Thomas Ressler
Depending on the judge’s decision, the losing party will appeal…
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‘Expanded Credit’ Originations Increase Ever so Slightly in 3Q17

November 27, 2017
Brandon Ivey
Non-QMs account for the bulk of expanded-credit originations, with a 78.0 percent share…
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Latest Imf News

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Featured Data

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