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Inside Mortgage Trends
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A $31 Million Profit for Redwood in 4Q17, but Mortgage-Banking Income Sags. Better Days Ahead?

February 23, 2018
Brandon Ivey
At Dec. 31, Redwood held $5.1 billion of residential loans on its balance sheet, a 21.4 percent increase over 3Q17…
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Bank Interest in ABS Continues to Wane

February 23, 2018
John Bancroft
The bank share of ABS outstanding declined to 15.2 percent at Dec. 31…
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Thanks to Janet Yellen, Wells Fargo May Finally Reenter the Non-Agency Market

February 23, 2018
Brandon Ivey
Wells Fargo is sitting on $287.5 billion of jumbo whole loans…
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Refi Bump Helped Boost Retail Share in Late 2017, Correspondent Suffered

February 22, 2018
John Bancroft
Wells Fargo was the top retail and correspondent lender in 2017 while United Wholesale Mortgage took home the gold in the wholesale/broker category…
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Citi Plans to Integrate its Mortgage Division into Retail Banking

February 22, 2018
Paul Muolo
Over the past year, Citi’s MSR portfolio has shrunk by a stunning 42.1 percent…
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FTHB Market Strongest Since 2006, Supply Headwinds Remain

February 22, 2018
Carisa Chappell
A lack of affordable homes to buy could stifle the first-time home buyer market, Genworth believes…
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Stearns’ Latest Asset Sale Raises Questions About its Future. What’s The Blackstone Group Thinking?

February 22, 2018
Over the past 12 months, Stearns Lending has jettisoned its delegated correspondent lending platform and recently sold most of its $23.2 billion servicing portfolio, raising new questions about the company’s direction.
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In Wake of Warehouse Fraud, Santander Sells Business to Flagstar. Deal Will Create Nation’s Fourth Largest Warehouse Provider

February 21, 2018
Paul Muolo
Flagstar also will hire Santander’s “existing" warehouse relationship managers...
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High (Interest Rate) Anxiety Starts to Seep Into the Mortgage Industry

February 21, 2018
Paul Muolo
“The new year has all of us in the MSR market off to a running start as we see increases in mortgage rates and lower originations leading to greater demand, allowing for improved pricing of the MSR asset,” said Tom Piercy, managing director of Incenter Mortgage Advisors, Denver.
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GSE Credit Box Continues to Loosen, but Not by Much

February 20, 2018
John Bancroft
Borrowers with credit scores below 700 accounted for 22.03 percent of GSE purchase loans last year…
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Latest Imf News

  • Credit Quality of GSE Loans Improves in Fourth Quarter

  • Originations at Chase Tick Up in Fourth Quarter

  • CFPB Shift of Enforcement to DOJ Appears Unlikely Now

  • Ginnie Makes MBS Backed by eNotes Eligible for PIIT Program

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Mortgage Profitability Report 3Q25 (PDF)

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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