Profit margins are tight in wholesale but that isn’t stopping EPM owner Eddy Perez from converting his national shop into a table-funding-only producer. Will it work? We’re about to find out.

A judge determined that Change Lending will be able to provide loans as a certified CDFI until at least December.

First-time buyers met the challenge of high mortgage rates, sparse property listings and persistently high house prices to fuel a heady gain in purchase-mortgage activity in the second quarter. (Includes four data charts.)

When it comes to net revenue, MBA had a strong showing in fiscal 2022. But the trade group remains worried about what industry consolidation might do to its numbers going forward.

The severe correction in residential originations is causing turmoil. Not only are nonbanks closing their doors or consolidating, but so too are the warehouse funders that lend them cash. (Includes data chart.)

Most recently, banking regulators proposed long-term debt requirements on large banks.

A new study shows that the shift from the tri-merge to a bi-merge credit report will have a minimal effect on the average borrower’s credit score, at least using Classic FICO.

Rising interest rates are largely responsible for the increase in available untapped equity, according to Black Knight.

ICE-Black Knight consummate merger; AmeriFirst files for bankruptcy; Integro Bank forays into mortgages; rate hikes could be finished.

United Wholesale Mortgage continued to set the pace in a fast-growing wholesale-broker market. It remains to be seen whether there's enough business to go around for all the new entrants. (Includes six data charts.)