Federal banking regulators this week formally proposed changes to capital rules that would give smaller institutions more leeway to hold mortgage-servicing rights. Current rules require banks to take capital deductions for any MSR holdings that exceed 10 percent of tier 1 capital. Some say this requirement has contributed to the banking industry’s retreat from the mortgage servicing business. The proposal would raise...

Keep in mind that Mel Watt’s term as Federal Housing Finance Agency director expires in January 2019...

Subservicers handle 19.0 percent of all homes mortgages in the U.S., Inside Mortgage Finance found…

Freddie Mac: “We are also specifying that an unlicensed or trainee (or similar classification) appraiser may perform a completion report…”

Overall, there are 500,000 mortgage properties on the island, according to Black Knight…

So far, speculation regarding a change in the GSE dividend payment has been dead wrong, but there’s still time...

In the past, some in the mainstream media have referred to nonbank mortgage lenders as “shadow” lenders, a phrase that residential finance professionals find pejorative…

Residential loan sales by banks totaled $151.79 billion in the second quarter, down 7.3 percent from the previous period.

MUFG Union Bank was the top wholesale lender in the jumbo market by a wide margin.

Ginnie Mae took umbrage at the IG’s findings, saying it was aware of the market share shift to nonbanks in 2012 and was already taking action…