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Servicing Communications Should Consider Generational Differences

February 20, 2025
James Dohnert
Servicers may need new strategies to reach younger homeowners who prefer not to talk on the phone or respond to snail mail.
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GOS Under Pressure as Mega Nonbanks Offer Deals

February 20, 2025
Paul Muolo
Gain-on-sale is one of the most watched measurements of how a lender’s profitability is holding up. So far, GOS measurements at reporting companies have been a mixed bag.
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CSBS’ Milhorn Hoping for Reforms to Ginnie Program

February 20, 2025
Shannon Clark
CSBS is interested in advocating for broader reforms in the mortgage industry beyond its central supervisory and examination focus.
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First-Time Homebuyers Doing Better Than Housing Advocates Imagine

February 20, 2025
Dennis Hollier
Affordable housing advocates may be overestimating the challenges first-time homebuyers face in the current housing market.
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Grapevine: Trump Expands Control Over Independent Agencies

February 20, 2025
Namrata Bhatia
A new executive order gives White House control of independent agencies; the CFPB is calling on the public to snitch on staff violating stop work order.
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GSE Footprint Expected to Shrink Under Trump

February 13, 2025
James Dohnert
FHFA may push Fannie Mae and Freddie Mac to increase LLPAs on mission-adjacent loans to drive more loan sales to the private market.
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McKernan Picked for CFPB; Staffers Protest Shutdown

February 13, 2025
Shannon Clark
Former FDIC board member Jonathan McKernan has been nominated to head the CFPB. Meanwhile a new acting director shut down all agency activities, spurring staff protests and lawsuits.
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UWM Open to a Big MSR Sale, But Will It?

February 13, 2025
Paul Muolo
UWM is pondering sales of $52 billion of product. Will other sellers follow suit or maybe opt for a bank-financing transaction?
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Another Big Hire for Cenlar: A Chief Banking Officer

February 13, 2025
Paul Muolo
Subservicing giant Cenlar created the post of chief banking and capital markets officer, hiring JB Long to man the post.
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Trump’s War on DEI May Cause Issues for SPCPs

February 13, 2025
Dennis Hollier
Regulators and lenders will have to figure out how to comply with non-discrimination laws without resorting to the use of DEI.
Read More
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