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Hispanic Homeownership Rising But Challenges Remain

March 17, 2022
Monica Hogan
Industry participants discussed the challenges to homeownership growth among the U.S. Latino population during the National Association of Hispanic Real Estate Professionals’ annual conference this week.
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Ethnicity of Loan Originator a Factor in Mortgage Denials

March 17, 2022
Brandon Ivey
An increase in the share of minorities working as loan originators could boost approval rates for loan applications by minority borrowers, according to findings from two new studies.
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Grapevine: Here Comes the Fed / A Good Thing to Own: MSRs

March 17, 2022
Paul Muolo
A Fed rate hike is bad news for most home lenders but a gift to owners of mortgage servicing rights. Time to sell receivables? Borrow against them? An interesting year lies ahead.
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PE Firm Hopes to Roll Up Fix-and-Flip Lenders

March 10, 2022
Paul Muolo
Fix-and-flip shops are in vogue these days but pricey to buy. Still, Rice Park has big acquisition plans. Can it execute?
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As Refis Slow, Lenders Turn to New and Little-Used Products

March 10, 2022
Brandon Ivey
As the “easy” refis decline, lenders are turning to non-QMs, renovation loans, equity-extraction products and other less common offerings. There are also other moves lenders can make at the beginning of a down cycle, according to industry analysts.
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Fifth Circuit Remands Collins to District Court

March 10, 2022
Dennis Hollier
By punting on this GSE case, the appeals court effectively ends shareholders’ constitutional and Administrative Procedures Act claims. Now, all eyes turn to a breach of contract battle in district court.
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What’s Rocket Going to Do With All That Cash? Buy MSRs

March 10, 2022
Paul Muolo
Rocket is the largest home lender in the land but ranks fifth among servicers. Does it have designs on being the number-one servicing shop too? Hard to say.
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FHFA Hears Out Industry on Credit Score Models

March 10, 2022
Dennis Hollier
The choice between FICO, VantageScore or using both has implications for both originators and the secondary market.
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Mortgage Companies Put on Alert for Russian Cyberattacks

March 10, 2022
Monica Hogan
Government agencies and trade associations are warning the residential-finance industry to guard against the elevated risk of cyberthreats from Russian actors in the wake of that nation’s invasion of Ukraine.
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Lenders One Co-Op Leasing Space from Walmart

March 10, 2022
Sam Manas
The consortium of mortgage lenders hopes to have 20 Walmart locations by the end of year. The co-op also launched a credit reporting agency and loan automation service for members.
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Latest Imf News

  • Servicing Portfolios Decline at Rocket, Chase in 3Q

  • Onity Adjusting MSR Acquisition Strategy, Subservicing

  • Ending GSE Conservatorship by 2028 Looks Unlikely

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More Imf News

Featured Data

  • Top Ginnie Servicers Increase Portfolios in Third Quarter

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  • Resets Drive CLO/CDO Issuance Higher in 3Q

  • Originations Tumble 16% in Third Quarter

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Featured Reports

  • Mortgage Profitability Report 2Q26 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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