Experts believe lenders will leverage new technologies to improve the customer experience.

Pennymac Financial Services sped up its adoption of Vesta Innovations’ loan origination system to drive more recaptures.

In March, “trigger leads” will come to an end, prompting lenders to come up with new solutions for lead generation.

Newrez will use Valon’s artificial intelligence-led operating system for servicing mortgages starting in 2027.

Researchers at the FRB of Richmond demonstrate how banks that gain local market share by acquiring an existing bank are likely to decrease FHA lending even while increasing conventional lending.

Decline in mortgage applications; new borrower relationship management tool; mortgage lock volume increases modestly.

The HEI securitization market is expected to continue growing in 2026, helped by growing borrower awareness and investor appetite.

The Community Home Lenders of America reiterated its support for program revisions at Ginnie Mae to ease liquidity challenges faced by small and mid-sized nonbanks.

The commercial MBS delinquency rate climbed in December. Record CMBS issuance as well as a fading maturity wall are expected in 2026.

The securitization backed by loans for fine art and collectible cars was originally planned for $600 million.