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New Jersey Enacts New Disparate-Impact Rule

February 9, 2026
Shannon Clark
The new rule codifies financial institutions’ existing obligations under the state antidiscrimination law.
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CFPB, Trump Clash Over Credit Card Interest Cap

February 9, 2026
Shannon Clark
President Trump wants Congress to enact a temporary 10% cap on credit card interest rates, while CFPB actions seem to be causing rates to go up.
Read More

Other News in Brief

February 9, 2026
Shannon Clark
Senate Democrats urge CFPB to rescind ECOA proposal; federal court denies trade group’s challenge to the PACE rule; 22 state AGs seek partial summary judgment in a lawsuit against the CFPB.
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Records Released Under FOIA Add to Tri-Merge Debate

February 6, 2026
Dennis Hollier
FOIA documents reveal that in 2022 Fannie and Freddie business assessments determined that a single-bureau credit report would be inferior to either a tri-merge or a bi-merge.
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The Unintended Consequences of Buying $200 Billion in MBS

February 6, 2026
Dennis Hollier
The GSEs were already quietly adding MBS to their portfolios before Trump directed them to purchase $200 billion more. Investors may now be paying a price for that intervention.
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GSE Stocks Sag as Talk of Exit From Conservatorship Wanes

February 6, 2026
Dennis Hollier
The same braggadocio that drove GSE stocks higher early in the Trump administration now seems to be holding prices down.
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FHFA Directs GSEs to Align Manufactured Home Programs

February 6, 2026
Dennis Hollier
Newly coordinated standards at the GSEs make it easier for certain factory-built homes to receive site-built financing.
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GAO Gives FHFA a Clean Bill of Health

February 6, 2026
Dennis Hollier
The regulator’s financial statements followed GAAP accounting, but the analysis also revealed $32.9 million in costs associated with elimination of 216 employees.
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Freddie Extends Popular Home Possible Offering

February 6, 2026
Dennis Hollier
Very-low-income homebuyers have another year to take advantage of the $2,500 credit available through the Home Possible mortgage program.
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GSE Roundup

February 6, 2026
Dennis Hollier
CSS takes over MBS disclosures; Calabria joins PCAOB; Treasury/Fannie veteran joins HPC.
Read More
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