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Using CRT Data to Evaluate Credit Score Models

October 23, 2025
Dennis Hollier
Researchers at S&P Global used the difference between Classic FICO scores and the scores of VantageScore 4.0 to assess the impact of trended data.
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As MBS Spreads Shrink, Profits Head North

October 23, 2025
Paul Muolo
Real estate investment trusts that focus on agency MBS increased their earnings in the third quarter, helped by interest rate trends.
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Blockchain Platform in Talks to Go Public Via SPAC Deal

October 23, 2025
Abby Zimmardi
Securitize could become a public company through a merger with Cantor Equity Partners II, a blank-check company, in a combination valued at $1 billion.
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CREFC Offers New Disclosure Standards for CLOs

October 23, 2025
Emmeline Willey
The Commercial Real Estate Finance Council launched a tool this week to standardize performance reporting for commercial collateralized loan obligations.
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MBA Faces Pushback on Effort to Drop Tri-Merge

October 23, 2025
Dennis Hollier
While most mortgage industry participants believe the tri-merge limits competition among the three credit reporting companies, some say it’s a critical tool to maintain the credit quality of mortgages.
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Bessent Reiterates Goal to Increase Bank Lending

October 23, 2025
Dennis Hollier
The Trump administration plans to reduce certain capital requirements to encourage bank involvement in the mortgage market, according to Treasury Secretary Scott Bessent.
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MSR ‘Marks’ Largely Level at End of Third Quarter

October 23, 2025
Paul Muolo
Sales of mortgage servicing rights have slowed as 2025 winds down but valuations on this sought-after asset remain quite attractive.
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loanDepot Sues Broker Shop for Trade Theft, Poaching

October 23, 2025
Shannon Clark
loanDepot has accused West Capital Lending of stealing its leads, misclassifying loan originators and tying LO compensation to loan revenue.
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Banks Warn of Losses Tied to Bad Commercial Mortgages

October 23, 2025
Emmeline Willey
Western Alliance Bank and Zions Bancorp disclosed write-offs linked to misrepresentations of collateral backing commercial mortgages. Similar troubles appear unlikely to occur with residential mortgages.
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Better Expands Into Wholesale for Second Liens

October 23, 2025
Paul Muolo
Better Home & Finance launched a wholesale lending platform for second liens.
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