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FHFA Seeks Input on New Strategic Plan

October 24, 2025
Dennis Hollier
The FHFA released its first strategic plan under the auspices of Director Bill Pulte. The plan reveals some differing priorities compared with the FHFA under the Biden administration.
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Fannie Updates Its Homeownership Education Platform

October 24, 2025
Dennis Hollier
HomeView 2.0, the updated version of Fannie’s proprietary homeownership education course, is now more accessible, mobile-friendly and has more intuitive navigation.
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GSE Roundup

October 24, 2025
Dennis Hollier
A good year for FHLB’s affordable housing programs; New York law evens up treatment of insurer and bank members; Freddie sells NPLs.
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Delinquencies Rising at Faster Pace for FHA, VA

October 24, 2025
Brandon Ivey
The delinquency rate on loans in Ginnie Mae MBS increased at a much faster pace than that on loans in GSE MBS, with the total delinquency rate for FHA mortgages hitting 10.90% at the end of September.
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Loan Originators Warming to Use of Artificial Intelligence

October 24, 2025
Brandon Ivey
Loan originators using AI are seeing significant gains in productivity. Use cases range from non-consumer-facing activities to voice bots that interact with loan applicants.
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G-Fee Hike in 2023 Increased Rejection Rates

October 24, 2025
Dennis Hollier
When g-fees increase, lenders unable to pass the added cost through to all borrowers tend to ration credit by rejecting more loans and charging higher rates, according to new research.
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All-Cash Offers Create Opportunities for Lenders

October 24, 2025
James Dohnert
Delayed financing offers a way for all-cash homebuyers to quickly tap the equity in their home.
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Smaller Nonbanks Must Adjust or Risk Losses

October 24, 2025
Abby Zimmardi
Nonbank mortgage companies looking to survive a tough originations environment must double down on independence, form strategic alliances or cash out through mergers or acquisitions, according to Stratmor.
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Pressure Builds for GSEs to Add to MBS Holdings

October 23, 2025
Brandon Ivey
Trade groups representing smaller lenders called on the Trump administration to prompt the GSEs to increase their holdings of MBS as a way to reduce mortgage rates.
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Spec-Pool Share Rises in 3Q, Shift to Empire State

October 23, 2025
John Bancroft
Issuance of specified-pool MBS in the third quarter was up 21.5% at Freddie Mac. The biggest increase was in pools of loans on New York properties.
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