The Mortgage Bankers Association has called on lawmakers to end tri-merge requirements for loans sold to the government-sponsored enterprises following reports of increased pricing for credit reports.

Sales of MSRs in 2026 could match activity seen in 2025, according to projections by industry participants.

Homebuilders prefer interest rate buydowns over pricing incentives, not only because they’re cheaper, but also because if they lower the price on one home, other buyers will expect the same.

The benefits the FHLBank system provides to the financial sector look to outweigh the roughly $6.9 billion federal subsidy they receive via an implicit government guarantee.

Several of the nation’s largest banks were among the banks notified by SitusAMC that their client data may have been improperly accessed.

The administration had unilaterally moved to severely limit operations at the Community Development Financial Institutions Fund.

In recent court filings, the CFPB cited a memo from the Department of Justice that said the Federal Reserve currently lacks “combined earnings” from which the bureau can draw.

The nomination of Stuart Levenbach is just a tactic to extend CFPB Acting Director Russell Vought’s tenure at the agency, according to a bureau spokesperson.

The proposed changes would eliminate the use of disparate impact under the Equal Credit Opportunity Act and restrict conditions for creditors to offer special purpose credit programs.

The new Section 1071 proposal would raise the covered loan origination threshold and exclude certain loans from coverage.