Mortgages can be a good stepping stone to other services, speakers advised during an American Credit Union Mortgage Association discussion this week.

Sellers are unwilling to budge on price and buyers are waiting for better deals or a shift in market, prompting more delistings.

The Securities and Exchange Commission received 31 comments in response to a concept release that sought feedback on revisions to disclosure requirements for publicly-registered securitizations.

Federal Reserve Ends Balance Sheet ReductionAfter 42 straight months of allowing its security holdings to run off, the Federal Reserve finally said “enough.” The central bank’s current balance sheet: $6.134 trillion.

Trade groups suggested improvements to Ginnie Mae’s reverse-mortgage securitization program, many of which were already included in a planned update the agency has gone quiet on.

The company released a suite of standardized credit and prepayment curves for auto and personal loans.

The MBA continues to argue that the credit scores provided by Equifax, Experian and TransUnion are now so similar that lenders shouldn’t be required to pull all three. Credit bureaus disagree.

Several large lenders are offering discounts and promotions to drum up business during a slow time of the year.

By the end of 2026, the bulk of United Wholesale Mortgage’s servicing will be handled internally, according to CEO and Chairman Mat Ishbia. The nonbank still plans to use subservicers for certain loans.

The baseline conforming loan limit for the government-sponsored enterprises will be $832,750 for one-unit properties in 2026.