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FHFA Proposes Changes to Suspended Counterparty Program

July 13, 2026
Dennis Hollier
The proposed rule would eliminate reference to "reputational harm," ostensibly to reduce subjectivity and uncertainty in enforcement.
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FHFA to Seek Unexplained Privacy Act Exemptions

July 10, 2026
Dennis Hollier
FHFA wants to claim exemptions “for certain system of records to ensure the agency can effectively carry out its statutory responsibilities while safeguarding sensitive information.”
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Freddie Eases Underwriting of Large Deposits and Gifts

July 10, 2026
Dennis Hollier
The business assets of a related person are now an eligible source of gifts. However, the donor still cannot be the builder or another interested party.
Read More

House Bill Would Codify Conservatorship Reforms

July 10, 2026
Dennis Hollier
Proposed legislation revives congressional debate about ending the conservatorships. But mortgage industry stakeholders are skeptical about the bills chance of passage.
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Should the GSEs Support Home Construction?

July 10, 2026
Dennis Hollier
Proposed legislation would allow Fannie Mae and Freddie Mac to purchase and securitize residential construction loans, provided those projects meet certain affordability and safety and soundness requirements.
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No End in Sight for the Conservatorship

July 10, 2026
Dennis Hollier
Former Freddie CEO believes recap-and-release will not be completed while President Trump is in office.
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UI Paper Says UMBS Would Not Violate Antitrust Laws

July 10, 2026
Dennis Hollier
In a scenario that Fannie and Freddie exit conservatorship, Urban Institute analysts believe that the courts will allow the uniform MBS to persist, even though it requires coordination between the GSEs that could invite antitrust litigation.
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GSE Roundup

July 10, 2026
Dennis Hollier
Naa Awaa Tagoe lands at Scotiabank; Fannie completes RPL sale; FHLBank Office of Finance names new directors.
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Product Innovation Key for Growing Non-QM Market

July 10, 2026
James Dohnert
Lenders are innovating their product offerings to meet the growing demand for non-qualified mortgages.
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UWM’s 2021 Spat With Rocket Lowered Prices

July 10, 2026
Dennis Hollier
By prohibiting its affiliate brokers from sending loans to Rocket Mortgage, United Wholesale Mortgage induced price cuts by brokers not covered by its exclusivity agreements.
Read More
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