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NAMB Joins Push to End FHA Life-of-Loan Premium Policy

January 16, 2026
Emmeline Willey
The National Association of Mortgage Brokers called for FHA to end its life-of-loan mortgage insurance premium policy.
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Consumer Advocate Calls for Reforms to FHA 203(k) Loans

January 16, 2026
Emmeline Willey
The Consumer Federation of America studied the shortcomings of FHA’s 203(k) rehabilitation loan program to determine why usage has plummeted 77% in the last decade.
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VA Clarifies Use of Energy Efficiency Ratings in Underwriting

January 16, 2026
Emmeline Willey
The Department of Veterans Affairs reminded lenders of a circular, which was delayed during the partial government shutdown, that sought to clarify how VA lenders should use energy efficiency ratings in the underwriting process.
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Around the Industry

January 16, 2026
Emmeline Willey
Ginnie expands Platinum pool aggregation; KBW expects FHA growth; HUD seeks to loosen Fair Housing Act regulations.
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Non-Agency Market May See Boost From GSE MBS Move

January 16, 2026
Abby Zimmardi
Non-agency lenders are expecting an increase in originations following the Trump administration’s announcement that the GSEs will add $200 billion to their MBS holdings.
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RTL Activity Expected to Slow Somewhat in 2026

January 16, 2026
Abby Zimmardi
After significant increases in securitization of residential transition loans in recent years, volume could decline this year.
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GSE Conforming Jumbo Business Choppy in 2025

January 16, 2026
Abby Zimmardi
Deliveries of conforming jumbos to the GSEs increased during the fourth quarter of 2025, though volume was down for the full year. (Includes data table.)
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Newrez Recognizes Crypto in Mortgage Qualification

January 16, 2026
Abby Zimmardi
Newrez will recognize cryptocurrency assets when underwriting certain expanded-credit mortgages.
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Logan Finance Leans Into Non-QM Correspondent Lending

January 16, 2026
Abby Zimmardi
After record-breaking non-QM growth in 2025, Logan Finance began 2026 by creating a new managing director of correspondent lending role.
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Insurance Company Joins Jumbo Buyers at Maxex

January 16, 2026
Abby Zimmardi
An unidentified insurance company recently started buying jumbo mortgages through the Maxex marketplace.
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