Underwriters should understand that neighborhood, subdivision and market area are distinct terms used in property appraisal.

Freddie Mac taps a new CEO; Waters lashes out at Pulte; DOJ denies investigation into the FHFA director.

Gain-on-sale margins improved in the third quarter, helping to offset a decline in net servicing income. (Includes data tables.)

Nearly 70% of all homebuyers in 2025 didn’t shop with multiple lenders for their mortgage, an increase from 62% in 2024.

CSBS and MISMO said the Mortgage Compliance Dataset will lead to higher quality data while easing costs and freeing up time for lenders and examiners.

Fannie and Freddie have upped their retained MBS holdings significantly in recent months, as have the Federal Home Loan Banks. Analysts expect money managers and insurance firms to remain key investors. (Includes two data tables.)

Issuers will be required to report the removal of single-family loans from Ginnie MBS one business day following the liquidation, bringing reporting requirements in line with Fannie Mae and Freddie Mac.

RiskSpan is piloting a platform that would provide the FHLBanks much more precise and timely views into the status and quality of the mortgage loans pledged against their advances.

VantageScore saw the use of its score increase by 68% on an annual basis in the ABS market in 2025, driven by auto loan providers.

Morningstar DBRS this week introduced three new bond categories to better reflect risk profiles.