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MSR Demand Strong, Supply Could Increase

November 6, 2025
Brandon Ivey
Demand for MSRs among investors remains steady even as declining interest rates lead to lower valuations for the assets. The supply of MSR for sale could also increase as lenders originate more mortgages.
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Purchase Agreement Cancellations a Growing Concern

November 6, 2025
James Dohnert
Increased home purchase contract cancellations and declining pull-through rates are driving up costs for mortgage lenders.
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Newly Minted Conglomerate Rocket Mortgage Gears Up for Refi Surge

November 6, 2025
Emmeline Willey
With the acquisitions of Redfin and servicing giant Mr. Cooper complete, Rocket Mortgage’s executives say the lender is positioned to take advantage of sliding interest rates.
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Carrington Buying Reliance First Capital

November 6, 2025
Paul Muolo
Tiptree is selling Reliance First Capital to Carrington, and other M&A deals are in the works.
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The Government Shutdown, a Delinquency Problem?

November 6, 2025
Paul Muolo and Emmeline Willey
The extended partial shutdown of the federal government is putting stress on some mortgage borrowers.
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FHA, Ginnie Nominees Hedge in Senate Testimonies

October 31, 2025
Emmeline Willey
FHA Commissioner nominee Frank Cassidy and Ginnie Mae President nominee Joseph Gormley testified before a Senate committee this week, relying on stock language or otherwise sidestepping in their responses.
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Pennymac to Recognize Disabled Veteran Tax Exemption

October 31, 2025
Emmeline Willey
Pennymac is allowing disabled veterans to use their anticipated property tax exemption for loan qualification purposes in certain states.
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Multifamily FHA Borrowers in Limbo

October 31, 2025
Emmeline Willey
Developers planning to apply for FHA financing for multifamily units have to wait until Congress reaches an agreement to fund the government, prompting an application backlog.
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USDA Lender Offering Free Lock Extensions During Shutdown

October 31, 2025
Emmeline Willey
Click n’ Close is offering free rate lock extensions as the government shutdown puts the USDA home loan program on hold.
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MBA, NRMLA Push Google to Allow Age-Targeted HECM Ads

October 31, 2025
Emmeline Willey
The Mortgage Bankers Association and the National Reverse Mortgage Lenders Association requested that Google modify its rules to permit advertising FHA home equity conversion mortgages to seniors.
Read More
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