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What the CCPA Means for the Mortgage Industry

December 31, 2019
Yemeng Yang

In general, the CCPA allows California residents to know and access what information businesses collect on them...


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Short Takes: Happy Old Year? / $2.0 Trillion? / Good News and Bad News / High Marks for FHFA’s Calabria / A Day Off

December 31, 2019
Paul Muolo

In 2018, first lien originations totaled $1.63 trillion. For 2020, $1.9 trillion to $2.0 trillion seems like a reasonable number. The key, as always, will be interest rates…


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Impac Renews Shelf to Sell $200M of Securities

December 30, 2019
Paul Muolo

A company official explained that the new S-3 filing with the Securities and Exchange Commission is a successor document to one expiring at yearend.


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Dems Concerned About CFPB’s Advisory Opinion Plan

December 30, 2019

In September, the CFPB issued a compliance assistance policy, signaling its intent to propose an interpretive letter program “as soon as practicable,” given significant interest from stakeholders…


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Short Takes: Rising Rates, But for How Long? / Understanding Profit Margins / Freddie Gets a New CFO (Interim) / The Cost of the ‘Golden Handshake’?

December 30, 2019
Paul Muolo

How much might the Freddie Mac 'golden handshake' program cost?


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A Cooling Trend Expected for Expanded-Credit MBS Issuance

December 27, 2019

The biggest wildcard for the sector: The Consumer Financial Protection Bureau’s handling of the QM patch...


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A Unique HECM MBS from Blackstone Affiliate

December 27, 2019
George Brooks

This is FAR’s fourth HECM reverse mortgage deal and the first backed by active HECMs.


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No More Stress Tests for the FHLBs?

December 27, 2019
Dennis Hollier

The stress tests address potential financial performance under three economic scenarios: baseline, adverse, severely adverse.


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Reverse Lending Weak in 3Q19 Despite Buoyant Housing Market

December 23, 2019
George Brooks

Production of FHA-insured reverse mortgages fell in the third quarter of 2019 despite of a strong housing market, according to an Inside FHA/VA Lending analysis.


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MBS Trading Volume Down, but Lenders Remain Optimistic

December 23, 2019
Paul Muolo

November was a so-so month for MBS trading. But lending is strong.


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