The Inside Mortgage Finance top-50 tally at Sept. 30: Nonbanks $4.03 trillion of MSRs, depositories $3.83 trillion...

The reason loanDepot did so well: The company relies mostly on retail production where the profit margins are reliably fatter.

The lender's gain-on-sale margin totaled 84 basis points compared to just 58 bps in the second quarter.

Almost across the board, origination profitability improved in the July-September period, but some lenders remain nervous and a shake-up could be coming as 2022 approaches.

Fannie and Freddie could spend another 15 years in conservatorship before their retained earnings are sufficient under the existing capital rule.

Additional nonbanks could tap the debt market in the months ahead. The reason: rising asset valuations on mortgage servicing portfolios.

In his first appearance before congressional leaders, CFPB Director Rohit Chopra addressed his priorities for the bureau, including enforcement and regulations.

The House Committee on Rules recently unveiled text for the $1.75 trillion Build Back Better legislative framework, which would include $10 billion for a new first-generation downpayment assistance fund.

The thirst for mortgage servicing rights continues, be it bulk or flow. Meanwhile, Zillow’s foray into fix-and-flip did not end well.

Anchor was owned by Wafra Capital Partners...