The guidance will ease fears of over-stepping discrimination provisions for lenders interested in starting SPCPs, which various stakeholders believe hold promise in addressing racial homeownership gaps.

The CFPB has finalized a rule requiring open- and closed-end creditors to transition to a new index. The rule goes into effect on April 1 and provides examples of indices that are acceptable.

The usually discreet FDIC board has seen a procedural disagreement turn into news, with members of Congress weighing in. The argument is falling along partisan lines.

Buy now, pay later offerings are embedding themselves in consumer behavior, and the CFPB has taken notice.

Access Funding fined for misleading consumers; appellate court denies CFPB’s rehearing request; CFPB whistleblower webpage updated; New York attorney general eyeing servicer violations.

Truebill also renegotiates bills on its clients’ behalf, saving them as much as 20% on services...

Industry veteran Rudy Orman of Reliant Bank worries about lenders offering debt service coverage ratios of less than 1.

Correspondent, however, is below its former glories in the government-insured market...

On the wish list: a rule allowing private flood insurance on FHA loans and much more...

Alanna McCargo will be the first Senate-confirmed president of Ginnie Mae since 2017.