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GSE Regulator Addresses Latinos and Conventional Loans

March 31, 2022
Dennis Hollier
Thompson: “We’re charging the enterprises with making sure they look at all parts of the mortgage process"...
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CRA Overhaul Likely to Maintain Qualitative Factors

March 31, 2022
Sam Manas
Some stakeholders have gripes with how qualitative factors and examiner judgments are used...
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Short Takes: Tightening the Rules on SPACs / Still Hoping… / Time to Expand? / Rates / A Cut in FHA Premiums?

March 31, 2022
Paul Muolo
A new regulatory reality for SPACs?
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Waters Seeks New Federal Agency to Regulate Appraisals

March 30, 2022
Sam Manas
Among other things, the bill would establish a federal database of appraisers and appraisal valuations, while strengthening penalties for discrimination...
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OCC Applying ‘Heightened Standards’ to Subservicing Giant Cenlar

March 30, 2022
Paul Muolo
This past fall, the OCC issued a consent order against Cenlar, citing “identified deficiencies” in regard to its subservicing business...
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Amid Issuance Slowdown, Bayview Offers GSE IPL Deal

March 30, 2022
Brandon Ivey
The mortgages have seasoned for an average of 5.7 months and have a coupon of 3.65%...
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Bump in Servicing Income Not Enough to Offset 4Q Production Drop

March 30, 2022
Brandon Ivey
The writing is on the wall: It's time for mortgage originators to cut costs...
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A Sign of the Times: Executive Pay Adjusted Downward at Guild

March 29, 2022
Paul Muolo
In 2021, the San Diego-based lender/servicer earned $283.8 million, off 23.5% from the year prior.
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16-Year Fannie Mae Veteran Gives Notice

March 29, 2022
Dennis Hollier
Kimberly Johnson joins long list of GSE execs headed to the (real) private sector.
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Third-Party Originations Gain Market Share in 2021

March 29, 2022
Brandon Ivey
In the non-agency jumbo sector, the retail channel’s loss was more pronounced, falling from 87.8% to 78.7% in 2021.
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