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FHFA Seeks Input on New Strategic Plan

February 11, 2022
Dennis Hollier
The Federal Housing Finance Agency’s proposed 2022-2026 strategic plan focuses on preparing for climate change.
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Fannie Settles Fair Housing REO Lawsuit for $53 Million

February 11, 2022
Dennis Hollier
The lawsuit brought by fair housing organizations focused on Fannie Mae’s maintenance and marketing of its real estate-owned properties, that is, homes acquired through foreclosure.
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Rising Home Prices Seen as Reducing Risk of Losses for GSEs

February 11, 2022
Dennis Hollier
One veteran GSE investor and housing-finance system critic believes the $6 trillion book of business is actually worth more than $11 trillion.
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A Big Month for CRT Activity at Fannie, Freddie

February 11, 2022
Dennis Hollier
Fannie and Freddie CRT programs shift into high gear as FHFA allows more capital relief.
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Freddie to Issue Largest W-I Deal Yet

February 11, 2022
Dennis Hollier
Freddie’s new When-Issued certificates come with a couple special conditions.
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Early-Stage Delinquencies Increase in Agency MBS in 4Q

February 11, 2022
Brandon Ivey
The number of loans 30-59 days delinquent in agency MBS increased during the second half of 2021. Late payments increased on FHA mortgages along with GSE loans. (Includes data chart.)
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Headed for a Correction: Lending Payrolls

February 11, 2022
Paul Muolo
The mortgage employment boom of 2020-2021 is drawing to a close. One ray of hope for the recently laid-off: the non-QM sector.
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Equity: The Bright Spot in Home Price Appreciation

February 11, 2022
Dennis Hollier
Soaring home values boosted the national average equity stake in a mortgaged residential home to $185,000 at the end of 2021. The year-over-year gain: $48,000.
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Mortgage Study Suggests Banks Should Stay Close to Home

February 11, 2022
Brandon Ivey
Banks that expand mortgage lending beyond their local markets into high-growth areas face some risks, according to findings published by the International Monetary Fund.
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HUD Secretary Fudge Nudges Young People to Buy, Not Rent

February 11, 2022
Monica Hogan
Marcia Fudge, secretary of the Department of Housing and Urban Development, wants more young people to purchase homes to build wealth.
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